Visa Credit Card – be Visa Card – Mastercard – Credit Cards, mastercard credit cards.#Mastercard #credit #cards
AIB ‘be’ Visa or Mastercard
The AIB вЂbeвЂ™ Visa or Mastercard is for personal customers who may need to borrow occasionally, or intend paying their outstanding balance in full every month. The ‘be’ Visa or Mastercard will reward customers who spend в‚¬5,000 or more in a 12 month period with a lower annual interest rate for purchases. The вЂbeвЂ™ Visa or Mastercard is tailored for everyday customers using it for everything from buying groceries to buying petrol.
Lower Annual Interest Rate of 14.16% (variable) when you spend over в‚¬5,000 in a 12-month period
Lower Annual Interest Rate explained:
With the ‘be’ Visa or Mastercard we reward you with a lower annual interest rate based on how much you spend in a 12 month period.
Special introductory annual interest rate of 3.83% (variable) on purchases and balance transfers for the first 12 months from account opening. (Fees, Charges and Important Information)
As a new вЂbeвЂ™ credit card customer, you will also benefit from an introductory annual interest rate on purchases and balance transfers of 3.83% (variable) for 12 months from the date your credit card account is opened. At the end of those 12 months the annual interest rates revert back to the standard rate applicable at that time. The balance transfer offer applies to balances transferred from store cards or non-AIB cards. The total sum of balance transfers must not exceed в‚¬5,000.
Annual Percentage Rate (APR) 22.9%(variable)
Representative Example: Assuming a credit limit on your card of в‚¬1,500, you used your full limit to make a single card purchase immediately after receiving your card, and you repaid in equal monthly payments over 12 months at an interest rate of 16.79% variable, (Representative 22.9% APR variable), the total amount you will pay back is в‚¬1636.50 which includes Government stamp duty charge of в‚¬30.00. Interest charged would be в‚¬136.50
No annual bank fee
(Government stamp duty of в‚¬30.00 is charged annually per credit card account). Other fees and Charges may apply (Fees, Charges and Important Information)
The card is enabled for Contactless payments. When the transaction is less than в‚¬30, you can choose to touch and pay where you see the contactless symbol . For more information please click here.
Mobile Payments You can pay for your purchases quickly and securely using Android Payв„ў and Apple Pay. Simply touch and pay for items that cost в‚¬30 or less with Android Pay/Apple Pay. For items over в‚¬30 you can pay using Android Pay/Apple Pay depending on the retailer. Just look for the below symbols:
AIB Everyday Rewards Use your card. Get a little something back with AIB Everyday Rewards. Simply use your AIB Visa debit or credit cards for your everyday shopping and receive cashback from some of IrelandвЂ™s favourite brands.
Up to 56 days interest free credit
If you clear your balance in full and on time each month, you can avoid paying interest.
Second ‘be’ Card Free
You can have one additional cardholder added to your AIB Credit Card provided that the cardholder is a family member (defined as parent, spouse, partner, sibling or child over 16 years) who normally resides at your address.
Minimum Qualifying Salary: в‚¬16,000
Choose the Card for You
Choose the вЂbeвЂ™ Credit Card that suits you best. The Visa Credit Card has black droplets and the Mastercard has green droplets. Both Cards carry the same benefits. The only difference between the two cards is the different currency conversion fees. For more information on fees and charges, please see Fees, Charges and Important Information
Credit Limit to suit you
You can request an increase in your credit limit using AIB Internet Banking (Subject to lending criteria)
Spread your repayments
With an AIB ‘be’ Credit Card, you decide how much you want to repay from the minimum amount (3 % or в‚¬6.35, whichever is greater) to the full outstanding balance
If you have a query on your account, our customer service staff are available 24 hours a day 7 days a week on (01) 6685500 (or +353 1 6685500 from abroad). We’re here to help.
You can use your AIB ‘be’ Credit Card along with your Personal Identification Number (PIN) to withdraw cash at any Automatic Teller Machine (ATM) or Bank that displays the Visa or Mastercard logo at home and abroad. Annual cash interest rate and fees and charges apply, please view the Important Information for fees and charges.
Emergency Cash Service
In emergency situations, if your credit card is lost or stolen when abroad, we can, on approval, provide you with emergency Cash up to US$5,000.00 (subject to available credit, Cash Advance and Currency Conversion fees and charges may apply). The emergency cash is normally available within 48 hours in most countries. In order to claim emergency cash you will be required to present your passport as proof of identity at a Western Union outlet near your location, as advised by our customer service staff. If your credit card is lost or stolen please call us immediately on (01) 6685500 (or +353 1 668 5500 from abroad).