Jan 14 2020

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Credit Cards

ICICI Bank Credit Cards offers a host of benefits, offers & features to cater to your needs. So get the Credit Card of your choice by browsing through the Credit Card section.

ICICI Bank Credit Card Benefits are

Lifestyle Benefits

Enjoy discounts on shopping, dining, movies etc

Travel benefits

Get complimentary airport lounge access, fuel surcharge waiver, fuel discounts.

Rewards & Service

Cash rewards, PAYBACK offers, 24×7 concierge service and much more.

Safe and Secure

Security of a Chip Card to protect against fraud.

Gemstone Credit Cards

Coral Credit Card

Extra Rewards. Every day. Everywhere.

Rubyx Credit Card

Two cards. One account. Many possibilities.

Sapphiro Credit Card

The Next Level of Credit Card Privilege.

Emeralde Credit Card

For the chosen few

Diamant Credit Card

Access to the rarest of the rare

Travel & Fuel Credit Cards

MakeMyTrip ICICI Bank Credit Cards


Jet Airways ICICI Bank Credit Cards

Convert every day purchases into flights.

HPCL Credit Cards

Keep fuel costs under check with these benefits.

Featured Credit Cards

Ferrari Credit Cards

Have a Ferrari in your name. And your name on a Ferrari.

Manchester United Credit Cards

Live Your Passion

Platinum Credit Card

Safe, convenient and flexible, powered by exciting benefits.

More Credit Cards

Not able to find your cards. Check out our all other cards

Special offers on ICICI Bank Credit cards

Everyday Delight

Enjoy great discounts on gift items, food, movies, and more, daily.

Culinary treats

Attractive discount on finest cafes and restaurants across the country with a wide range of cuisines.

Travel Easy

Use ICICI cards to get the best deals on airlines, hotel, mobile plans and much more that makes for a hassle-free trip.

Instant Credit Card Approved

Important notices

  • Login to your account with User ID and Password to view Credit Card statement.
  • Important information for ICICI Bank Visa Signature Credit Card members on the priority pass benefit. For more details, please click here.
  • With effect from June 12, 2014, a redemption handling fee + service tax will be levied for every rewards redemption request for reward points earned on ICICI Bank Credit Cards, Debit Cards or MySavingsRewards.
    For details, please click here
  • With effect from December 01, 2016, Card Members holding ICICI Bank Instant Platinum Credit Card will earn 2 PAYBACK Reward points, instead of 3 PAYBACK Reward points on every ₹100 spent on all purchases, except fuel.

3D secure registration

Option 1 – Log on the 3Dsecure section of

Step 2 – Enter ICICI Bank Credit Card number, valid from and date of birth

Option 2 – Real time OTP generation

A unique OTP is generated for every transaction. Hence, you will not be able to generate an OTP in advance using IVR OTP, OTP through SMS or IOTP. The OTP will be sent once the transaction is initiated.

For more details, click here

Terms and conditions and FAQs

Key services

Recommended Blogs on Credit Cards

Will multiple credit cards affect my credit score?

Credit score is a simple numeric representation that depicts your credit history. Your potential lenders will find a higher credit card score before lending you, as a higher credit card score depicts lower lending risks. Now the question arises; how many credits cards can you have to keep the credit scores high.

5 ways to enhance your shopping experience with credit cards

Credit cards come with a lot of benefits other than the redeemable PAYBACK points – like enabling contactless technology for secure and quick payments, waiver on fuel recharge, etc.

Things to cons >Credit cards may look similar to debit cards but there are a lot of perks of using a credit card over a debit card. Firstly, it allows you to build a good credit history which makes the availability of loan easier with favourable interest rates.

Frequently Asked Questions (FAQs) for Credit Cards

How can I increase my credit limit?

The Cardholder can apply for an increase in the Credit Limit upon completion of 12 months of his/her membership. The Cardholder can follow the steps mentioned below for Credit Limit Enhancement:

  • SMS CRLIM last 4 digits of Card to 5676766 for free increase in credit limit (will be increased to maximum available credit limit for eligible cardholders)
  • Log in to iMobile app > Go to Cards > Click on your Credit Card Number > Manage Limit > Desired Credit Limit.
  • Log in to Internet Banking > Credit Card Account > Manage Credit Limit
  • Call our Customer Care.

What is ‘Minimum Amount Due’?

Minimum Amount Due (MAD) is the minimum amount that the Cardholder needs to pay to the bank by the due date to keep his/her account regular and avoid payment of any late payment charges. Payment of MAD ensures that the Cardholder needs to pay only the interest on the total amount outstanding on his/her Credit Card.

How to activate ICICI Bank Credit Card?

The ICICI Bank Credit Card delivered to you is already activated for use on domestic and international transactions.

What is cash limit on Credit Card?

Cardholders can withdraw, either through an ATM or over the counter at a bank up to a certain limit, using their Credit Card. Cash limit is Nil for the first 180 days from the date of issuance of the Card, on select Cards as may be specified by ICICI Bank. After the expiry of the first 180 days period from the date of issuance of the Card, the cash limit will be made available to the Card Member by ICICI Bank at its sole discretion and on such terms as may be communicated by ICICI Bank from time-to-time.

How to track the status of a Credit Card application?

If you have applied for an ICICI Bank Credit Card through the website, you can track the status of your application using your application reference number at

How can I know about the bill date of my Credit Card?

To know the current billing cycle for your Credit Card account, iMobile app users can log in and click on Cards > Your Credit Card number > Manage Card > Change Billing Cycle.

How to cancel a Credit Card account?

To cancel your Credit Card account, please call our Customer Care.

What is the difference between a Credit Card and Debit Card?

When you use your Debit Card, the transaction amount is deducted from your Savings Account linked with the Debit Card. When you use your Credit Card, the transaction amount is not deducted from the linked account.

If I make a few delayed payments, will that negatively impact my credit score?

Banks are required to report Loan Equated Monthly Instalment (EMI)/Credit Card bill repayment status of all customers to credit information bureaus on a monthly basis. Various lending institutions refer to the information provided by credit bureaus on the customer’s track record, before issuing a Credit Card/loan to a customer. Delay in repayment may adversely impact your credit history.

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