CREDIT

May 17 2020

Fico score report free #Fico #score #report #free



Fico score report free

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Fico score report free

90% of top lenders use FICO ® Credit Scores, including us. That’s why Discover provides a FICO ® Score, as opposed to another type of credit score. Regularly seeing your Credit Scorecard can help you prepare for the future, stay on top of your credit or avoid surprises.

How is my FICO ® Score calculated?

Your Score is calculated using positive and negative information on your TransUnion® credit report. It summarizes your risk to lenders at a specific point in time. FICO® Scores consider the following 5 categories of information. The breakdown below illustrates the significance of these categories for the general population. Note, however, that your individual score may give some factors more or less importance based on the information in your credit report.

Will my Credit Scorecard ever be unavailable?

You may not see your Credit Scorecard including your FICO ® Score if:

* FICO® Credit Score Terms:

Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See Discover.com/FICO about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER ( 1-800-347-2683). Please give us two billing cycles to process your request.

Discover Financial Services and Fair Isaac are not credit repair organizations as defined under federal law or state law, including the Credit Repair Organizations Act. Discover Financial Services and Fair Isaac do not provide “credit repairservices or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.

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SOURCE: http://www.discover.com/credit-cards/fico-score-free/

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