Tag Archive: Protection

Send Money, Pay Online or Set Up a Merchant Account, credit protection.#Credit #protection

credit protection

Learn how PayPal makes it easy to shop and send money to family and friends.

Personal

Personal

Shop, send money, and pay bills without entering your payment info again and again

Credit protection

With 24/7 fraud detection, we work around the clock to keep your account secure

Credit protection

Pay your way, whether it’s credit, debit, or your bank account

Credit protection

Speed through checkout at millions of brands that accept PayPal

Business

Start accepting all kinds of payments with one PayPal business account.

Business

Business

Get paid on your website or app, in your store or on-the-go, and by email or phone

Credit protection

Accept cards, PayPal, Apple Pay, PayPal Credit and much more

Credit protection

Borrow for your business with affordable business loans. Learn more

Credit protection

Get live support and seller protection

Shop the globe right from your home for the holidays.

You’re already shopping for the holidays, why not earn 2% cash back on every purchase with the PayPal Cashback Mastercard ® ?

The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Inc.

Join 200+ million people who use PayPal to

Sign up free with your email, name, address, and number.

Securely link your favorite banks, debit cards, and credit cards.

Use your PayPal login to skip entering your bank and card info.

Send money to someone’s email address or mobile number.

It’s free to send in the U.S. with a bank. Or choose any linked card.

The money goes to their PayPal account. Or they can quickly sign up.

Find your cause online and look for the PayPal Donate button.

Choose to donate one time or set up regular donations.

You’ll get a receipt and feel great about giving.

Apply for PayPal Credit and get a decision in seconds.

Use your flexible credit line to get more time to pay where PayPal is accepted.

Get special financing offers and manage payments right from your PayPal account.

Open a business account with your email, business address, and basic info.

Choose how to get paid, then set up your payment methods.

Start accepting payments on your app, website, or in person.





Mint: Money Manager, Bills, Credit Score & Budgeting, credit protection.#Credit #protection

How do you measure up?

The average credit score for Mint users is 705 (national avg. is 673*). Check yours for free in Mint.

How do you measure up?

The average credit score for Mint users is 705 (national avg. is 673*). Check yours for free in Mint.

How do you measure up?

The average credit score for Mint users is 705 (national avg. is 673*). Check yours for free in Mint.

Budgets? You betcha

Easily create budgets, and see our suggestions based on your spending.

Credit protection

Bills? Done

Track and pay bills like never before. Get alerts and schedule payments on the spot.

Credit protection

Credit score? Checked

Find out yours for free and get tips to help improve it, no credit card required.

Credit protection

It’s all coming together

When you’re on top of your money, life is good. We help you effortlessly manage your finances in one place.

It’s all coming together

When you’re on top of your money, life is good. We help you effortlessly manage your finances in one place.

It’s all coming together

When you’re on top of your money, life is good. We help you effortlessly manage your finances in one place.

Budgets? You betcha

Easily create budgets, and see our suggestions based on your spending.

Credit protection

Bills? Done

Track and pay bills like never before. Get alerts and schedule payments on the spot.

Credit protection

Credit score? Checked

Find out yours for free and get tips to help improve it, no credit card required.

Credit protection

It’s all coming together

Bill pay is now in Mint. Once you’re set up, you’ll love how simple it is to manage bills and money in one place.

It’s all coming together

Bill pay is now in Mint. Once you’re set up, you’ll love how simple it is to manage bills and money in one place.

It’s all coming together

Bill pay is now in Mint. Once you’re set up, you’ll love how simple it is to manage bills and money in one place.

Budget? You betcha

Easily create budgets, and see our suggestions based on your spending.

Credit protection

Bills? Done

Track and pay bills like never before. Get alerts and schedule payments on the spot.

Credit protection

Credit score? Checked

Find out yours for free and get tips to help improve it, no credit card required.

Credit protection

Effortlessly stay on top of bills

At last, your bills and money are together in one place and easier than ever to manage. Just add your bills to see how helpful we can be.

  • See bills and money in one place.
  • Get alerts and schedule payments on the spot.
  • Say goodbye to late fees.
  • Stop logging into multiple sites.
  • Deliver payments fast.

Credit protection

Personalized for you

  • Create budgets that make sense today and set you up for success tomorrow.
  • See bills and money together, so you know what’s due, when it’s due and what you can pay.
  • Receive alerts for unusual account charges, and get custom tips for reducing fees and saving money.
  • Get your free credit score and learn how you can improve it now to get the things you want later.

Credit protection

Get started simply securely

  • It’s easy to set up your free account in seconds, and help’s available if you should ever need it.
  • We work to keep your information secure. All your data is encrypted with a 256-bit encryption level and the data exchanged with Mint is encrypted with 128-bit SSL.
  • Mint comes from the makers of TurboTax®, trusted by millions every year with their most sensitive data.

Credit protection

Intuitive features, powerful results

Mint is versatile enough to help anyone’s money make sense without much effort. There’s no wrong way to use it, and nothing to lose getting started. You’ll be surprised how life-changing something so simple can be.

Credit protection

Budgets that work

Create budgets you can actually stick to, and see how you’re spending your money.

Credit protection

Money on the go

Phone tablet apps to manage your money from wherever you are.

Credit protection

One step at a time

Get personalized tips and advice for maximizing your money every day.





Crйdit Coopйratif – Banque de l’йconomie sociale et de la finance solidaire, credit protection.#Credit #protection

Credit protection

Credit protectionCredit protection Credit protectionCredit protection Credit protectionCredit protection Credit protectionCredit protection

  • Credit protection

Avec la SICAV Choix Solidaire, votre йpargne correspond а vos valeurs : elle contribue au financement d’acteurs de l’йconomie solidaire et investit dans les entreprises les plus responsables.

Dйcouvrez la vidйo de prйsentation et le tйmoignage de deux entrepreneurs qui ont bйnйficiй du financement de Choix solidaire pour leurs projets.

  • Credit protection

    Prкt Agir pour l’efficacitй йnergйtique

    Le Crйdit Coopйratif vous propose, EN EXCLUSIVITE avec la Banque Europйenne d’Investissement (BEI), une offre de financement dйdiйe а vos projets en faveur de l’efficacitй йnergйtique.

  • Credit protection

    Crйdit Coopйratif avec le Pot Commun, c’est un outil rapide et efficace pour rйunir des dons sans contreparties et financer ainsi vos projets !

    Cette plateforme, c’est aussi un bon moyen de crйer des cagnottes entre amis pour offrir des cadeaux en commun et les utiliser auprиs d’une sйlection d’entreprises partenaires du Crйdit Coopйratif !





  • Send Money, Pay Online or Set Up a Merchant Account, credit protection.#Credit #protection

    credit protection

    Learn how PayPal makes it easy to shop and send money to family and friends.

    Personal

    Personal

    Shop, send money, and pay bills without entering your payment info again and again

    Credit protection

    With 24/7 fraud detection, we work around the clock to keep your account secure

    Credit protection

    Pay your way, whether it’s credit, debit, or your bank account

    Credit protection

    Speed through checkout at millions of brands that accept PayPal

    Business

    Start accepting all kinds of payments with one PayPal business account.

    Business

    Business

    Get paid on your website or app, in your store or on-the-go, and by email or phone

    Credit protection

    Accept cards, PayPal, Apple Pay, PayPal Credit and much more

    Credit protection

    Borrow for your business with affordable business loans. Learn more

    Credit protection

    Get live support and seller protection

    Shop the globe right from your home for the holidays.

    You’re already shopping for the holidays, why not earn 2% cash back on every purchase with the PayPal Cashback Mastercard ® ?

    The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Inc.

    Join 200+ million people who use PayPal to

    Sign up free with your email, name, address, and number.

    Securely link your favorite banks, debit cards, and credit cards.

    Use your PayPal login to skip entering your bank and card info.

    Send money to someone’s email address or mobile number.

    It’s free to send in the U.S. with a bank. Or choose any linked card.

    The money goes to their PayPal account. Or they can quickly sign up.

    Find your cause online and look for the PayPal Donate button.

    Choose to donate one time or set up regular donations.

    You’ll get a receipt and feel great about giving.

    Apply for PayPal Credit and get a decision in seconds.

    Use your flexible credit line to get more time to pay where PayPal is accepted.

    Get special financing offers and manage payments right from your PayPal account.

    Open a business account with your email, business address, and basic info.

    Choose how to get paid, then set up your payment methods.

    Start accepting payments on your app, website, or in person.





    Mint: Money Manager, Bills, Credit Score & Budgeting, credit protection.#Credit #protection

    How do you measure up?

    The average credit score for Mint users is 705 (national avg. is 673*). Check yours for free in Mint.

    How do you measure up?

    The average credit score for Mint users is 705 (national avg. is 673*). Check yours for free in Mint.

    How do you measure up?

    The average credit score for Mint users is 705 (national avg. is 673*). Check yours for free in Mint.

    Budgets? You betcha

    Easily create budgets, and see our suggestions based on your spending.

    Credit protection

    Bills? Done

    Track and pay bills like never before. Get alerts and schedule payments on the spot.

    Credit protection

    Credit score? Checked

    Find out yours for free and get tips to help improve it, no credit card required.

    Credit protection

    It’s all coming together

    When you’re on top of your money, life is good. We help you effortlessly manage your finances in one place.

    It’s all coming together

    When you’re on top of your money, life is good. We help you effortlessly manage your finances in one place.

    It’s all coming together

    When you’re on top of your money, life is good. We help you effortlessly manage your finances in one place.

    Budgets? You betcha

    Easily create budgets, and see our suggestions based on your spending.

    Credit protection

    Bills? Done

    Track and pay bills like never before. Get alerts and schedule payments on the spot.

    Credit protection

    Credit score? Checked

    Find out yours for free and get tips to help improve it, no credit card required.

    Credit protection

    It’s all coming together

    Bill pay is now in Mint. Once you’re set up, you’ll love how simple it is to manage bills and money in one place.

    It’s all coming together

    Bill pay is now in Mint. Once you’re set up, you’ll love how simple it is to manage bills and money in one place.

    It’s all coming together

    Bill pay is now in Mint. Once you’re set up, you’ll love how simple it is to manage bills and money in one place.

    Budget? You betcha

    Easily create budgets, and see our suggestions based on your spending.

    Credit protection

    Bills? Done

    Track and pay bills like never before. Get alerts and schedule payments on the spot.

    Credit protection

    Credit score? Checked

    Find out yours for free and get tips to help improve it, no credit card required.

    Credit protection

    Effortlessly stay on top of bills

    At last, your bills and money are together in one place and easier than ever to manage. Just add your bills to see how helpful we can be.

    • See bills and money in one place.
    • Get alerts and schedule payments on the spot.
    • Say goodbye to late fees.
    • Stop logging into multiple sites.
    • Deliver payments fast.

    Credit protection

    Personalized for you

    • Create budgets that make sense today and set you up for success tomorrow.
    • See bills and money together, so you know what’s due, when it’s due and what you can pay.
    • Receive alerts for unusual account charges, and get custom tips for reducing fees and saving money.
    • Get your free credit score and learn how you can improve it now to get the things you want later.

    Credit protection

    Get started simply securely

    • It’s easy to set up your free account in seconds, and help’s available if you should ever need it.
    • We work to keep your information secure. All your data is encrypted with a 256-bit encryption level and the data exchanged with Mint is encrypted with 128-bit SSL.
    • Mint comes from the makers of TurboTax®, trusted by millions every year with their most sensitive data.

    Credit protection

    Intuitive features, powerful results

    Mint is versatile enough to help anyone’s money make sense without much effort. There’s no wrong way to use it, and nothing to lose getting started. You’ll be surprised how life-changing something so simple can be.

    Credit protection

    Budgets that work

    Create budgets you can actually stick to, and see how you’re spending your money.

    Credit protection

    Money on the go

    Phone tablet apps to manage your money from wherever you are.

    Credit protection

    One step at a time

    Get personalized tips and advice for maximizing your money every day.





    Financial Calculator, Free Online Calculators from, credit protection.#Credit #protection

    Calculator

    Use our financial calculators to finesse your monthly budget, compare borrowing costs and plan for your future.

    Select a product below to begin calculating:

    Mortgage Calculators

    Auto Calculators

    Credit Card Calculators

    Home Equity Calculators

    Investment Calculators

    Retirement Calculators

    Savings Calculators

    College Calculators

    Mortgage Rates

    High Yield CD and MMA Rates

    Other Rates

    1 2017 Bankrate, LLC All Rights Reserved.

    Maximize Your Money. Get Expert Advice Tools. Master Life’s Financial Journey.

    You have money questions. Bankrate has answers. Our experts have been helping you master your money for four decades.

    Our tools, rates and advice help no matter where you are on life’s financial journey.





    Send Money, Pay Online or Set Up a Merchant Account, credit protection.#Credit #protection

    credit protection

    Learn how PayPal makes it easy to shop and send money to family and friends.

    Personal

    Personal

    Shop, send money, and pay bills without entering your payment info again and again

    Credit protection

    With 24/7 fraud detection, we work around the clock to keep your account secure

    Credit protection

    Pay your way, whether it’s credit, debit, or your bank account

    Credit protection

    Speed through checkout at millions of brands that accept PayPal

    Business

    Start accepting all kinds of payments with one PayPal business account.

    Business

    Business

    Get paid on your website or app, in your store or on-the-go, and by email or phone

    Credit protection

    Accept cards, PayPal, Apple Pay, PayPal Credit and much more

    Credit protection

    Borrow for your business with affordable business loans. Learn more

    Credit protection

    Get live support and seller protection

    Shop the globe right from your home for the holidays.

    You’re already shopping for the holidays, why not earn 2% cash back on every purchase with the PayPal Cashback Mastercard ® ?

    The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Inc.

    Join 200+ million people who use PayPal to

    Sign up free with your email, name, address, and number.

    Securely link your favorite banks, debit cards, and credit cards.

    Use your PayPal login to skip entering your bank and card info.

    Send money to someone’s email address or mobile number.

    It’s free to send in the U.S. with a bank. Or choose any linked card.

    The money goes to their PayPal account. Or they can quickly sign up.

    Find your cause online and look for the PayPal Donate button.

    Choose to donate one time or set up regular donations.

    You’ll get a receipt and feel great about giving.

    Apply for PayPal Credit and get a decision in seconds.

    Use your flexible credit line to get more time to pay where PayPal is accepted.

    Get special financing offers and manage payments right from your PayPal account.

    Open a business account with your email, business address, and basic info.

    Choose how to get paid, then set up your payment methods.

    Start accepting payments on your app, website, or in person.





    Crйdit Coopйratif – Banque de l’йconomie sociale et de la finance solidaire, credit protection.#Credit #protection

    Credit protection

    Credit protectionCredit protection Credit protectionCredit protection Credit protectionCredit protection Credit protectionCredit protection

    • Credit protection

    Avec la SICAV Choix Solidaire, votre йpargne correspond а vos valeurs : elle contribue au financement d’acteurs de l’йconomie solidaire et investit dans les entreprises les plus responsables.

    Dйcouvrez la vidйo de prйsentation et le tйmoignage de deux entrepreneurs qui ont bйnйficiй du financement de Choix solidaire pour leurs projets.

  • Credit protection

    Prкt Agir pour l’efficacitй йnergйtique

    Le Crйdit Coopйratif vous propose, EN EXCLUSIVITE avec la Banque Europйenne d’Investissement (BEI), une offre de financement dйdiйe а vos projets en faveur de l’efficacitй йnergйtique.

  • Credit protection

    Crйdit Coopйratif avec le Pot Commun, c’est un outil rapide et efficace pour rйunir des dons sans contreparties et financer ainsi vos projets !

    Cette plateforme, c’est aussi un bon moyen de crйer des cagnottes entre amis pour offrir des cadeaux en commun et les utiliser auprиs d’une sйlection d’entreprises partenaires du Crйdit Coopйratif !





  • We explain the protection offered by a using a credit card #best #credit #report

    #credit card protection
    #

    Guide to credit card protection

    You might not be aware of it, but that credit card tucked away in your wallet or purse possesses a secret weapon that provides you with fantastic protection against certain financial frights.

    As well as helping you to make ends meet or to pay for big purchases which you wouldn t otherwise be able to afford, your credit card protects you for anything you buy costing over 100. So, if the company that s sold you something goes bust before the item is delivered, or if it s broken and the supplier won t sort things out, you can still get a refund.

    The best thing about this protection is that it s absolutely free and comes automatically with every credit card, so there are no additional charges and you don t have to pay steeper rates of interest to get it.

    Why do credit cards offer this protection? It s all down to something call the Consumer Credit Act. Under Section 75 of this Act, credit cards must provide protection for purchase above 100 and below 30,000. The Consumer Credit Directive bumps up this protection from 30,000 to 60,260.

    Importantly, debit cards do not offer this protection, which is one reason why it can be a good idea to pay for things with your credit card instead. Remember, however, that you must be able to pay back what you owe as soon as possible, otherwise interest charges could soon mount up.

    Purchase protection

    Credit cards come with another free important protection perk which makes them more appealing than their debit card counterparts. Many of them offer purchase protection, which means when you buy something and it is stolen or lost within a set period of time, typically around 90 days, the credit card company will give you your money back.

    For example, if you ve just used your card to buy a laptop but it is subsequently stolen, your card provider should reimburse you.

    Extra protection

    As well as the protection outlined above, a few but by no means all credit cards also come with free identity theft cover, which will protect you against someone stealing your identity and running-up credit card debts in your name. This kind of cover typically provides a couple of free credit checks a year, so you can keep tabs on whether there have been any suspicious credit applications made using your personal details, as well as access to an ID fraud helpline.

    Credit cards also come with free identity theft cover, which will protect you against someone stealing your identity and running-up credit card debts in your name.

    Payment protection insurance

    There s another form of protection that credit cards can provide, but only in return for an additional monthly payment. Payment protection insurance (PPI) is often sold alongside credit cards and loans and is intended to meet your repayments if you are unable to, for example, because you are ill, or because you ve been made redundant.

    Unfortunately, many PPI policies were mis-sold in the past to people who wouldn t be eligible to claim for example, because they had pre-existing medical conditions, or were self-employed and so have received a great deal of negative press.

    However, provided you understand exactly what you are signing up for, as well as the costs involved, this kind of cover can provide a lifeline if your income suddenly dries up because of illness or redundancy, and you don t have a partner who can cover bills while you can t.

    If you are considering this sort of cover, always compare quotes from different providers, as premiums can vary widely, as can the terms and conditions. Pay particular attention to any policy exclusions that might prevent a successful claim.





    Credit Reports, Free Credit Scores, Identity Theft Protection Reviews: My – Credit #southwest #credit #card

    #www.free credit score.com
    #

    Did you know there are over 100 different credit reporting companies to choose from? We have done the research to narrow it down to the “BEST 3” companies to look to when you are looking for a credit report and/or credit score. We have looked in detail at what each company offers, have talked directly with each company, compared trial periods, pricing, Better Business Bureau (BBB) complaints, and much more to find the companies that you should be dealing with.

    You might ask, “Why did we do this and what’s in it for us?” It’s simple. Back in 2004 I was the victim of identity theft and it took me over 3 years of constant battling with the credit reporting companies to get my credit fixed. After this devastating ordeal, I made it my mission to make sure others are educated so this doesn’t happen to them. There were some simple, inexpensive, steps that I could have taken to prevent my identity theft. For example, I could have used one of the services below to check my credit report and score often so that I could have seen the changes to my credit report before it was too late. With the services below, they all offer 3 bureau credit monitoring which is very important so that I would have been immediately notified of changes to my credit report. In addition, two of these companies below offer a $1 million Identity Theft Guarantee so that if anyone tries to steal my identity while I am using the service, I am protected for $1 million which is a great feature. I sure wish I would have had something like this back when it happened to me.

    I hope you find My-CreditScore.com valuable and if you have any credit reporting companies you are considering and it is not in the list below, send us an email and we will tell you whether we recommend them or not.





    Credit Cards, Reports, and Repair – Consumer Protection – Debt Relief #instant #credit #card

    #federal free credit report
    #

    Legal Resources

    This section provides guides and publications on the following subjects:

    Credit Cards: A card that allows the user to charge it or borrow funds when buying goods and services.

    Creidt Reports: A person s individual history of borrowing and repaying on debts. This record includes information on several issues including bankruptcy.

    Credit Repair: The process of raising a bad credit score to make it easier to borrow funds in the future.

    Credit and Your Consumer Rights

    How to get your free credit report, how to correct errors, what to watch out for, and how the FTC and others can help. Read More

    By: Federal Trade Commission (FTC)

    Using a Credit Card

    Regardless of whether you’re using your credit card to buy a laptop or laundry soap, you have rights and responsibilities under the law. Getting a good grip on the safe use of credit cards can help you avoid a credit calamity. Content Detail

    Credit, ATM, and Debit Cards. What to Do If They Are Lost Or Stolen

    Many people find it easy and convenient to use credit cards and ATM or debit cards. The Fair Credit Billing Act (FCBA) and the Electronic Fund Transfer Act (EFTA) offer procedures for you to use if your cards are lost or stolen. Please click the link below for more information. Read More

    How Credit Scores Affect You





    Check Free Credit Scores, Credit Reports and Identity Theft Protection from #mortgage #bad #credit

    #free credit scores and reports
    #

    Get Your Free Credit Scores Instantly

    Free scores based on data from Equifax . Experian . and TransUnion .

    Services Included:

    3 Free Credit Scores

    Your credit score has became one of the most important numbers you will ever encounter. Your credit score will range between 300 900. The higher your credit scores the better rates you will get on loans. Our site provides access to your free credit score from all three national credit bureaus Experian, and TransUnion. We offer the best on-line credit score and credit report monitoring service available.

    With proper management of your credit and fico scores you will be on your way to financial freedom.

    If you have been recently denied credit or just want to be educated about your credit scores, you have come to the right site. We recommend getting a credit score from all 3 credit bureaus, because that is what banks look at. Banks don t just look at one credit score to determine an approval. They look at all 3 credit scores.

    Maybe your credit score is low. Print out your credit score from our site and get your proper credit management underway. Knowing your credit score is the first step to credit health. We look farward to providing you with your free credit score and credit report monitoring from a company you can trust.

    * After your trial period, you will be billed either your monthly or annual fee unless you call to cancel. You may call to cancel your membership at any time.

    * Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Coverage may not be available in all jurisdictions and is subject to actual policy language.

    TM notice: INTERSECTIONS, IDENTITY GUARD, are registered or federally registered trademarks of INTERSECTIONS INC.

    What is a Good Credit Score?

    There are two main credit score models used today. Here are each credit score ranges.

    FICO Score Model 300-850

    Vantage Score Model 501-990

    Most lenders use the Fico Score Model when pulling your credit report. The banks trust this algorithm for dictating your credit risk for loans

    Vantage Score is a model that was introduced by Experian and TransUnion in 2006. This model only has about 6% of the market share.

    Fair Isaac’s FICO Score range by Population.

    The following credit score ranges are bracketed by credit score range. These credit score ranges are created by Freddie Mac and Fannie Mae, which pass along fees to banks for these particular ranges. The fees ultimately get passed on to the consumer in the form of higher interest rates

    740 -850 Credit Score

    This credit score range is considered excellent credit. Some creditors will give better interest rates when you have a credit score that is 740 or better. Typically most consider a 720 credit score or higher low risk.

    720-739 Credit Score

    This credit score range is still considered excellent credit. You will get the best interests with most banks that are available as long as you qualify. Keep in mind that a credit score 740 or above usually will get a .25% better interest rate.

    680-699 Credit Score

    A score in this range typically means you may either have some past issues, or possible high credit card debt. With this credit score range getting a loan is typically not a problem. Your interest rate will be higher though.









    Sentinel Card Protection #free #annual #credit #report #no #credit #card

    #credit card protection
    #

    Sentinel Card Protection

    The way you manage your benefits online has changed

    Your account benefits all in one place

    The way you access your Lloyds Bank Added Value Account benefits online has changed. We gave you details of this change in the letter that we sent to you last year.

    Instead of visiting this website to manage Sentinel Card Protection or IDAware (Premier customers only), you can now do so from one easy-to-manage place – Lloyds Bank Internet Banking. Once securely logged on to Lloyds Bank Internet Banking, you’ll no longer need to use separate sign in details to manage each of these benefits online.

    You will need to be registered for Lloyds Bank Internet Banking to use this feature and take care of your benefits online, because direct access to this website has closed. All of your previous details are still securely held, we have only changed the way you access this information.

    If you are not already registered for Lloyds Bank Internet Banking it is important that you register so that you can continue to manage your Added Value Account benefits online. Go to lloydsBank.com/manageyourbenefits for more information

    You can also continue to call Membership Services to manage your benefits.

    • Silver customers: 0345 603 1839
    • Gold customers: 0345 850 5056
    • Platinum customers: 0345 850 5300
    • Premier customers: 0345 604 0440
    • Select customers: 08457 16 11 16

    Q & Amp;A

    Q: Why am I seeing this message?

    A: Direct access to this website has closed. To continue to manage your benefits online, you’ll need to be registered for Lloyds Bank Internet Banking

    Q: How will I manage my benefits if I am not registered for Lloyds Bank Internet Banking?

    A: Registering for Lloyds Bank Internet Banking is quick and easy and only takes a few minutes, but you can also call Membership Services to manage all your benefits except for Save What Matters which is an online only service.

    Q: What has happened to the information I have previously registered online?

    A: Don’t worry, all of your information is still securely held, it’s just how you access it that has changed.

    Calls will be monitored and recorded. Sentinel Card Protection and IDAware options in Membership Services are open Mon – Fri 8am – 8pm, Weekends 9am – 5pm.

    Sentinel is a registered trademark of Affinion International Limited.





    Free credit monitoring and identity theft protection with Experian’s ProtectMyID now available #refinance #with #bad #credit

    #www.freecredit.com
    #

    free credit monitoring and identity theft protection with Experian’s ProtectMyID now available

    Registration for our free credit monitoring offer ended on April 23.

    Last week, Target announced that we would offer one year of free credit monitoring and identity theft protection to all Target guests who shopped U.S. stores, to provide an added safeguard following the recent data breach.

    After a thorough review of options, Target has chosen ProtectMyID, provided by Experian a leading global information services company that helps individuals understand and keep track of their credit reports, as well as monitor for and resolve identity theft. Request an activation code before April 23, 2014 and then register for the offer through ProtectMyID before April 30, 2014.

    In addition to a complimentary copy of their credit report, guests who sign up will receive daily credit monitoring, identity theft insurance (except where prohibited by law), and have access to personalized assistance from a highly trained Fraud Resolution Agent. Access to the Fraud Resolution Agent will continue even after other benefits of the initial one-year ProtectMyID membership expire. After 12 months, those who register have the option to continue their memberships at their own expense.

    This ProtectMyID package includes the necessary tools guests need for credit monitoring and identity theft protection. It does not include Experian credit score or reports from Equifax and TransUnion. When visiting the enrollment site, guests will have the option to purchase these additional products at their own expense if they choose, but are not required to purchase a credit score to receive the benefits of credit monitoring and identity theft protection.

    How to Enroll

    Enrolling online is fast, secure, easy and accessible at any time. Here s how to register:

    1. Visit creditmonitoring.target.com to request an activation code. Guests will be required to submit their name and an email address. After submitting their information, Target will email guests within 72 hours with their unique activation code and directions for how to enroll in ProtectMyID. Guests should look for this email and check that it does not end up in a junk mailbox. Emails collected during this process will only be used for the purpose of sending an activation code for free credit monitoring.
    2. After guests receive their activation code from Target, they may visit www.protectmyid.com/target and use the code to start the enrollment process. It will be important for guests to verify the code they enter matches the notification they received from Target. Also, guests must be sure to click the red Click to Redeem Your Activation Code button (or use the ENTER key).
    3. Enroll in ProtectMyID: Guests will need to provide Experian with personal information, such as name, address, date of birth and social security number. Experian asks for personal information so that identities can be verified during the registration process and future log-ins. This is strictly a security measure to ensure no one else, including Target, will have access to your information.
    4. After completing these steps, guests can begin to take advantage of all the ProtectMyID features.

    Visit our Credit Monitoring FAQ to learn more about the offer and find answers to commonly asked questions. Continue to visit Target.com/databreach for the latest news and updates and to verify all official communication from Target.

    Don t miss out on the latest Target news and behind-the-scenes happenings! Subscribe to our bi weekly newsletter and get the top stories from A Bullseye View delivered straight to your inbox!

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    Dealing with a Security Breach: Bureau of Consumer Credit Protection #credit #services

    #credit bureau
    #

    Dealing with a Security Breach

    2.) As you read the information, keep in mind that Maine law not only authorizes the placement of a fraud alert, but also permits consumers to freeze their credit reports. Our state’s file freeze law is found at the following link: http://www.mainelegislature.org/legis/statutes/10/title10sec1310.html

    3.) For a discussion about the causes and effects of identity theft, read our information on the subject: http://www.maine.gov/pfr/consumercredit/documents/identity_theft.htm

    4.) Information in your credit report will tell you whether someone us misusing your personal data to open accounts in your name. All consumers are entitled to a free report from each of the three national agencies once each year, the link to the truly free annual report is https://www.annualcreditreport.com/cra/index.jsp

    Allen, TX 75013-0949

    7.) Finally, here are some frequently asked questions (and responses) relating to identity theft:

    When your identity has been stolen, it may take months or even years before you realize that somebody is using your good credit rating. Checking the accuracy of your credit report regularly can detect signs of identity theft early. Since creditors, employers, insurance companies and landlords are making decisions about you based on the information contained in your credit report, it is a good idea to verify the information. After all, your credit report will follow you throughout your life and can help or hinder you financially.

    How do I get a copy of my credit report?

    The law allows you to receive a free copy of your credit report once a year. To receive a copy of your report, requests should be sent to the three major credit reporting agencies, also known as credit bureaus. You may also get your report online at www.annualcreditreport.com. You will need to supply your complete name, address, social security number, and date of birth with your request. Each credit bureau may have different information. Therefore it is important to obtain your credit report from each of the credit bureaus. Input errors can result in incomplete, misspelled or inaccurate information. Identity theft can also cause incorrect information. Review your report carefully and dispute any errors.

    What should I look for on my credit report?

    Check your personal information; look for addresses that are unfamiliar, incorrect social security number or date of birth and unknown employers. There is no need to be concerned if previous addresses, employers and any other names you have used in the past appear on your report.

    • Review any public records such as liens, judgments, collections, child support debts and bankruptcy. Credit reporting agencies must correct or update erroneous or incomplete entries. If the court document itself is inaccurate, however, you might have to get the court to correct it.
    • Verify your credit history for incorrect information. Look for accounts that are not yours or activity on accounts that you have not used recently. Review your balances, but remember the information may be from a month, maybe two months ago.
    • Pay particular attention to the inquiries section of your credit report. Unauthorized entries, other than routine inquiries for pre-screened credit offers could be a sign that a thief has requested credit in your name or is impersonating a business that has a legitimate right to obtain your credit report. The information they gain may allow them to access your accounts or your personal information.

    What should I do if the information on my credit report is incorrect?

    If you believe there is information that is inaccurate, use the dispute form enclosed with your credit report or the dispute section of the website noted on your credit report. The credit reporting agency is required by law to investigate your dispute, make corrections as appropriate and report the results to you.

    How can I use my credit report to prevent identity theft?

    Monitoring your credit report is a good start; however, there are other steps you can take. You can place a fraud alert on your credit report. A fraud alert directs lenders to verify your identity before issuing loans or credit, typically by calling you first. Creditors, however, aren’t legally required to abide by, or even check for, a fraud alert.

    A new Maine law allows you to place a security freeze on your credit report. A security freeze goes a step further. When a freeze is in place, a lender will be told that it cannot see your credit file because you have a freeze on it. Without seeing your credit report, few lenders will issue credit. Identity thieves can be prevented from opening accounts in your name if you have placed a security freeze on your credit file. But this does not mean that you won’t be able to get credit for yourself or allow potential employers to run a background check.

    How can I place a freeze on my credit report.

    To place a security freeze on your credit file you must send a request, in writing, to the three major credit reporting agencies by certified mail. If you are a victim of identity theft and have reported the crime to law enforcement, the customary fee for the security freeze will be waived. The credit reporting agency will place the freeze within 5 business days after receiving your request. Within 10 days of the freeze, you will receive a confirmation that your credit report has been blocked and you will be provided with a personal identification number.

    How can I remove the freeze?

    You can remove or temporarily suspend the freeze by contacting the credit reporting agencies. You will need to supply proper identification including the password that was provided to you by the credit reporting agencies. The freeze will be lifted within 3 business days of receiving your request.

    What can I do if I am a victim of Identity Theft?

    • Notify local law enforcement. Complete a written report, and request several copies for your files (they can prove valuable when you are working with creditors).
    • Notify the creditors with whom fraudulent accounts were opened, and request the account s be closed. Send each creditor a copy of the police report .
    • Place a fraud alert on your credit reports
    • Freeze your credit report ; the process is free for victims of identity theft.
    • File a complaint with state regulators (www.Credit.Maine.gov for most general creditors and non-bank lenders; http://www.maine.gov/pfr/financialinstitutions/index.shtml for state-chartered banks and credit unions), and with the Federal Trade Commission (FTC) at:

    Federal Trade Commission





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    Protection 1 Review: How They Compare For Home Security #protection #one #home #alarm


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    Protection 1 Review: How They Compare For Home Security

    Summary : Protection 1 offers great support, but they do require a phone call to really find out how much their systems cost. One major drawback is their equipment warranty policy.

    Background

    Protection 1 Security Solutions is currently the second largest electronic security company in the United States. The company was founded in 1988 by the PacifiCorp West Coast Utility Company and has dual headquarters in Lawrence, Kansas and Romeoville, Illinois. PacifiCorp subsequently merged with Westar Energy, which enabled Protection 1 to grow considerably.

    Monitoring Packages

    Our easy to read chart (below) makes understanding and choosing the right Protection 1 system you might consider an easy task. Some notes:

    • All of these packages include 24/7 professional monitoring.
    • Two-Way Voice technology is included with any landline or cellular monitoring system. This allows a direct communication between the monitoring station and the keypad of your system.
    • The eSecure App works on any iOS or Android system and allows remote access to your system. You can arm, disarm, set email or text alerts when a door is opened, and view live video (if you have a camera).
    • Some important features that are not included as standard in any of the following packages include: Fire/Smoke Protection, Glass Break Detection, Carbon Monoxide or Flood Detection.
    • For the Digital Energy Video package, users can add other home automation features including remotely unlocking doors, lighting and appliances.
    • Protection 1 also offers Medical Alert Alarms that can be worn and when activated will summon help.
    • Call for an accurate price estimate as you will not find it on their website.

    Protection 1 is a predictor of the elderly! My parents have been paying for services they don t even have for 18 months. They don t have Internet or a smart phone but yet their paying nearly $50 a month for virtually crap equipment. Oh and they ve already had to have their battery replaced too, what was that I read on a 5 year battery life? My dad had a stroke and mom has dimensia and we got the cancellation bill everyone is talking about! This is a letter I just sent to Protestion 1 ..beware is all I can tell you about this company.
    My elderly parents (in their 80,s) received a cancellation bill from your company for nearly $800. My father had just had a stroke and my mother has dimensia so I m trying to figure this out. Dad had checked with another security company that was going to be 1/2 the price and was go into cancel until he was told he would have to pay the cancellation fee but it appears his system was cut off anyways without notice and the bill was sent! I called and talked to Elizabeth and she said she would wave the cancellation fee and get the service turned back on and gets the rates down for use but couldn t adjust the rates until she had someone come out to check the system. I had that done and she was supposed to call me back the following Monday ..on Wednesday she called and offered to lower the rate $5 a month from $48.95 to $44.95, us that $5? That was not the impression she had given me as to the rate reduction when we spoke before so I felt like she was trying to take me for the same ride y all have taken my parents on. THEN when I told her that was hardly the rate reduction I was looking for she offered a rate of $39.95 a month WITH a new 5 year contract! REALLY. Come to find out my parents have been paying for a bunch of crap they don t even have access to concidering they don t have Internet or a smart phone! I feel like y all are predators of the elderly. I plan to go far and wide with the way my elderly parents have been taken advantage of by your company or ADT which ever name you choose to use today. This has been a most sickening experience and you have trained all your people well to just give enough information to screw them the hardest. Social media can be a very powerful tool these days but it looks like your ratings are already pretty dang low. What kind of customer service do you have? What a disappointment you are.

    Protection 1 s operators on the phone are kind and helpful. But heaven
    forbid you have to deal with your local office. Our local office
    installed new equipment which damaged our home. The service manger was
    rude and uncomfortably aggressive. Our home was left unsecured for
    weeks because of faulty install The local office s general manager
    promised to resolve the situation including keeping the aggressive
    service manger away from our account information because we did not feel
    safe. He did not. Two months later we are still dealing with the
    backlash from the terrible customer care at the local level. The one
    star I give for the national office and their efforts to help. But
    months later there is not a resolution and I have spent countless hours
    waiting on hold. Speaking with their representatives. We just want our
    account closed and are hoping the weird manager doesn t have our private
    information.

    I had home security services through a company that was brought out by Protection 1. I was very pleased with the customer service I received from the previous company. For the past 2 days I have had extremely unpleasant conversations with 3 different individuals at Protection 1 and they were all more concerned with what the message they wanted to relay to me then my concerns and displeasure with their actions. The issue involved an electrician from Protection 1 showing up at my elderly Mother s home unscheduled and unannounced. The concern and request that I asked is that I (the account holder) be contacted prior to anyone going out to her home so I can inform her of that.they will be coming. There are too many nutcases going around presenting as services persons in order to get into elderly people s homes and intending on harming, robbing or even murdering them. My Mother s home is a secondary location on the account. All I asked is for notation to be put on the account in their system so that I am called prior to any visits to her home are made. All 3 of the services persons continued to defend the company s actions by explaining how urgent it was to get the upgrades completed. NO COMPASSION and total disregard for my feeling and concerns.

    Almost exact same problem as Erich had. Called because the system needed batteries, $25 to send a tech $45-75 to replace the batteries. Then $750 to cancel the contract (which I think is self renewing) They don t stand behind their equipment. We have had this service for many years. Never heard from the company in all that time. We will end the service at the end of the contract. DO NOT USE Protection 1.

    I just signed up with Protection One yesterday and I m waiting for the install next week. If I understand correctly, the service fee is $25 and a battery for your system is $45-75 after several years of service? I read where their battery life is 5 years.

    I actually think that s very reasonable compared to my current company that I m leaving after 18 years. I had a motion detector replaced with a DSC LC100 pet friendly sensor (a $15.32 part) and my bill was $200.00. The company I m leaving charges minimum $90.00 to come out and $90.00 an hour for labor which apparently includes their drive time. I know when they replaced my battery it was a similar bill as the large rechargeable battery was nearly $100.00 in of itself plus their minimum labor rate of $90.00.

    I just read my original paperwork from the company I ve been with (SECURE) since 11/2/98, and it says, Scheduled On-Site System Inspections (at least annually) and they have never contacted me to inspect anything. In fact, anytime I ve contacted them they have told me it would be $90.00 to respond to my home. STUPID ME for staying with SECURE. I feel like a fool. Hopefully this will make you feel a little better about your $70.00 to maybe $100.00 charge for a service call and new battery after several years. A $25.00 trip charge looks very appealing to me when compared to what I ve been use to dealing with.

    My company was with Protection 1 for 6 years. Not one time did anyone ever come out to do service. When we started having problems with the alarm, still no one came out. Then when we had enough and switched services, we received two more bills AFTER THAT DATE. Do not waste your time or your trust with these people. Especially avoid Melissa, Eric, and Rick in the customer service department.

    P.S. When Protection 1 sent their technician to pick up the equipment that was here (the only time they came here since the installation), the P1 Tech complemented us on the new panel we had had installed by their competition.


    Antivirus for Windows File Server – ESET #windows #server #virus #protection


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    Protect sensitive files running on Windows

    Cross-platform antimalware protection against shared-file and host-system infection

    • Proven ESET NOD32® Technology Working for You. With Exploit Blocker and Advanced Memory Scanner to neutralize sophisticated threats.
    • Meets the Needs of Complex Network Infrastructure. Optimized for virtual environments, with native clustering support and storage scan.
    • Low System Demands. Leaves more system resources free while still delivering complete protection.
    • Remote Management. Fully manageable via the new ESET Remote Administrator web-console.

    The benefits of ESET File Security for Microsoft Windows Server

    Protecting Your Data

    Antivirus and Antispyware Protection

    Eliminates all types of threats, including viruses, rootkits, worms and spyware with optional cloud-powered scanning for even better performance and detection.

    Advanced Memory Scanner

    Monitors the behavior of malicious processes and scans them once they decloak, allowing for effective infection prevention, even from heavily obfuscated malware.

    Exploit Blocker – Fighting Targeted Attacks

    New detection technology that strengthens protection against targeted attacks and previously unknown exploits – i.e. zero-day attacks.

    Specialized Cleaners

    Provides most relevant critical malware standalone cleaners within the product interface for malware which cannot be removed by the regular cleaner.

    Complex Infrastructure Fully Protected

    Optimized for the Virtual Environment

    ESET Shared Local Cache stores the metadata of scanned files so replica files on one machine are not scanned again on other virtual machines.

    Storage Scan

    Easily set up on-demand scans of connected Network Attached Storage (NAS). Used with ESET Shared Local Cache, can hugely reduce disk input/output operations.

    Native Clustering Support

    Interconnect several installed nodes of ESET File Security within a cluster and manage them as one, eliminating the need to replicate changes in configuration manually.

    Windows Management Instrumentation (WMI) Provider

    Monitors key functionalities of ESET File Security via WMI framework. This allows integration of ESET File Security into third-party management and SIEM software.

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    Scans Microsoft Windows® servers with enabled Hyper-V role for malware, without the need to have another instance of an antivirus product in place. For enhanced performance, scans can be carried out on virtual machines while they are turned off.

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    Component-Based Installation

    Allows you to choose to install only those components you need:

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    Collects all logs relevant for troubleshooting into one archive, which can be emailed or uploaded to a shared network drive to speed up the troubleshooting process.

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    Allows you to define processes which are ignored by the real-time protection module – especially useful for backup or live virtual machine migration.

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    Delivers proven protection while leaving more system resources for essential programs that end users depend on daily.

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    By hiding the GUI completely, the “egui.exe” process does not run at all, resulting in even lower system resource consumption by the ESET solution.

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    • Operating systems for Windows Server version:
      Microsoft Windows Server 2016, 2012R2, 2012, 2008R2, 2008, 2003
      Microsoft Windows Server Core 2012R2, 2012, 2008R2, 2008 Core
      Microsoft Small Business Server 2011, 2008, 2003R2, 2003
    • Compatible with the new ESET Remote Administrator 6
      Note: Not compatible with previous versions of ESET Remote Administrator
      See more information about ESET Remote Administrator compatibility

    Make an enquiry

    Please leave us your contact details so we can provide you with a free trial license and deliver a personalized offer tailored to your company’s needs. No commitment.


    DOJ Declined Illegal Re-Entry Prosecution of Illegal Immigrant Accused of Serial Rape #alonzo #peña, #enforcement #removal #operations, #ero, #hector #garza, #ice, #immigration #and #customs #enforcement, #nicondemo #coria-gonzales, #richard #durbin #jr, #travis #county #sheriff #s #office, #u.s. #attorney #for #the #western #district #of #texas, #u.s. #border #patrol, #u.s. #customs #and #border #protection,border, #breitbart #texas, #immigration,


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    DOJ Declined Illegal Re-Entry Prosecution of Illegal Immigrant Accused of Serial Rape

    Photo: Travis County Sheriff s Office via Fox 7

    10 Sep, 2016 10 Sep, 2016

    The man now accused in a series of rapes and assaults of women in Austin, Texas, was free on the streets after the U.S. Attorney’s Office in San Antonio declined to prosecute him for illegal re-entry after his fourth deportation.

    Breitbart Texas learned on Friday that The U.S. Attorney’s Office for the Western District of Texas was asked by agents in Immigration and Customs Enforcement’s (ICE) Enforcement Removal Operations (ERO) to prosecute Nicondemo Coria-Gonzales for illegal re-entry to the U.S. after having previously deported four times. Coria-Gonzales had amassed a criminal record that included three convictions of Driving While Intoxicated.

    Breitbart Texas spoke on Friday with former Deputy Assistant Secretary/Deputy Director of ICE Alonzo Peña who confirmed that ICE agents requested the prosecution of Coria-Gonzales which would have put him in prison instead of his immediate re-deportation. The U.S. Attorney’s Office declined prosecution leaving ERO agents with no choice but to deport the three-time criminal alien.

    Coria-Gonzales was deported for the fifth time in July 2015 and returned shortly thereafter to begin his crime spree against women in Austin.

    Peña expressed frustration with the open border that allows deported criminals to return at will. He said the Coria-Gonzales case shows “just how easy it is to come back across the border. People can move across as freely as they want. That is what really troubles me.” Director Peña currently serves as president and founder of DMEP Strategic Consultants, and now provides security services to companies and governments in Mexico and Central America.

    Breitbart Texas reached out to U.S. Attorney Richard Drubin, Jr. to find out why this prosecution was declined. “In July 2015, this office declined to file charges against Coria-Gonzales for illegal reentry,” Durbin confirmed in a written response to Breitbart Texas’ questions. “Based on the information presented regarding his criminal history at the time, which was incomplete, the office determined that removing him promptly from the United States was the preferable to prosecuting him to secure a relatively short prison sentence.”

    “ICE in fact removed him within three days,” Durban stated. “We learned additional information about the defendant’s criminal history for the first time today. The decision not to prosecute him at the time was based on an evaluation of the information presented at the time.”

    Director Peña responded that ICE did its job. He said sources within the agency said the DOJ was presented a complete history when ICE asked for prosecution. If they needed or wanted more information, they would ask for it, Peña concluded.

    Unfortunately, the decision not to prosecute the man who had been convicted of crimes in Texas at least three times and had been deported from the U.S. four times left the man free on the streets of Mexico to quickly return and carry out his crimes of rage against women in Austin.

    The man now stands accused of attacking and sexually assaulting at least 10 women in northeast Austin. Some of the incidents date back to December 2015, a time following several deportations of this alleged criminal.

    His routine was to pick up women by offering them a ride–or to pick up prostitutes. At least half of the victims were reported to be sex workers, Austin police officials told KXAN .

    In July, Coria-Gonzales picked up a 68-year-old woman at a bus stop to “take her to his garden.” The woman, who uses a walking cane, accepted the ride from the man who then drove her to a dirt road where he reportedly beat her and sexually assaulted her .

    In another case, Coria-Gonzales attempted to set a woman on fire after taking her to a secluded road. She said she thought she would soon be dead when he brought out a gas can. The woman was reported to be a prostitute and did not immediately report the crime for fear of being charged as such. He reportedly did not try to have sex with her.

    Other victims range from age 30 to 60.

    Coria-Gonzales sits in the Travis County jail and is being held without bond. ICE officials have issued an immigration detainer.

    In 2015, U.S. Border Patrol agent Hector Garza testified before the Texas Senate Subcommittee on Border Security in his role at president of the National Border Patrol Council, Locas 2455. Garza told the Senators that the federal government has some of the “most restrictive prosecutorial guidelines for smuggling cases.” He said that because of this, many cases of human smuggling are not prosecuted. He said these kinds of guidelines also establish prosecutorial discretion for prosecution cases of illegal re-entry by illegal aliens.

    Breitbart Texas asked the U.S. Attorney’s Office about these thresholds and if that played a factor in the decision not to prosecute Coria-Gonzales. Spokesman Daryl Fields responded “we do not discuss our prosecutorial guidelines or decision-making process.”

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    Online Threats #virus #protection #for #smartphone


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    Viruses Risks

    Symantec has threat response centers located throughout the world to fight bad guys continuously 24/7. Our STAR team monitors malicious code reports from more than 130 million systems across the Internet, receives data from 240,000 network sensors in more than 200 countries and tracks more than 25,000 vulnerabilities affecting more than 55,000 technologies from more than 8,000 vendors. There are approximately 550 employees in STAR.

    Top Threat Vectors these technologies protect against:

    • Drive-by Downloads and Web Attacks
    • Social Engineering Attacks – FakeAV and Fake Codecs
    • Bots and Botnets
    • Non-Process and Injected Threats (NPT)
    • Targeted Attacks including Advanced Persistent Threats (APT), Trojans and general Malware Zero-day threats
    • Malware as the result of drive-by downloads that bypassed other layers of protection
    • Malware uses rootkit techniques to hide malware

    This eco-system is comprised of the following five areas that work in collaboration:

    • File-Based Protection continues to play a major role in protection due to new innovations in static file heuristics.
    • Network-Based Protection detects when both known and unknown vulnerabilities are used to enter your devices’ system.
    • Behavior-Based Protection looks at the dynamic behavior of malicious activity rather than static characteristics.
    • Reputation-Based Protection examines the meta-information of a file – its age, origin, how it travels, where it exists, etc.
    • Remediation is a set of technologies that can help clean up an infected devices system.

    The technology collaborates and operates more efficiently and effectively to discover if a given situation is malicious or not. As each technology learns different things about a process or a file, it will share what it learns with the other technologies.

    The superheroes and crime fighters of Norton are technically the same folks who build this technology for enterprise customers. All but a few companies in the Fortune 1,000 are customers of Symantec.

    Symantec’s Security Technology and Response organization is the division responsible for the innovation and development of Norton’s security technologies that provide protection in five layers: file based (antivirus), network based (firewall), behavior (SONAR), reputation, and remediation.

    Who are these Superheroes?

    The Security Technology and Response (STAR) is a worldwide team of security engineers; threat analysts and researchers. This team of people is the backbone of our security technology and responds instantly to threats and implement real time updates to your devices to thwart threats as they happen.

    What is the Superheroes’ secret weapon against threats?

    Symantec’s Security Technology and Response team innovates and develops Norton’s security technologies that provide protection to your devices in five layers: file based (antivirus), network based (firewall), behavior (SONAR), reputation, and remediation.

    Ultimate Help Desk 24/7

    Don’t want to deal with it? Let Norton be your personal IT team, help remove viruses, speed up your PC, or even help update your Operating System, or setup your Pinter, even help sync your smartphone.

    Software to help you tune your own computer, clean and speed up your PC, recover damaged or deleted files.

    One stop website for all your technical troubleshooting or billing questions.

    Norton Power Eraser

    Think you have a virus? Use our free software to scan and remove viruses yourself.

    All the acronyms got you confused? Visit our Security Glossary


    Anthem offers free credit, ID protection #farm #credit

    #free credit.com
    #

    Anthem offers free credit, ID protection

    Affected customers will be notified ‘in coming weeks,’ but members since 2004 can sign up now for free protections

    Anthem has announced details for customers to sign up for free ID protection and credit monitoring in wake of data breach. (Photo: John Bragg)

    Anthem has announced details for identity repair assistance and credit monitoring services for members dating back to 2004.

    The offer comes in the wake of a data security breach that exposed the personal information of as many as 80 million customers of the Indianapolis-based insurance giant.

    Information on the company’s free, two-year offer was posted this afternoon at AnthemFacts.com .

    For members who do not have Internet access, Anthem has established a telephone line to sign up for the services. The number is (877) 263-7995.

    In a statement today, Anthem said members who have been impacted by the cyber-attack will automatically be enrolled for the services. However, notifications have not been sent. The statement said those notifications should be issued “in the coming weeks.”

    In the meantime, Anthem said, “affected members can start accessing these services prior to receiving a mailed notification from Anthem.” The statement said members can sign up for the services anytime over the next two years, although security experts have urged clients to sign up immediately to protect their identity and credit.

    The free identity protection services provided, according to the statement, include:

    Identity Theft Repair Assistance: Should a member experience fraud, an investigator will do the work to recover financial losses, restore the member’s credit, and ensure the member’s identity is returned to its proper condition. This assistance will cover any fraud that has occurred since the incident first began.

    • Credit Monitoring: At no cost, members may also enroll in credit monitoring, which alerts consumers when banks and creditors use their identity to open new credit accounts.

    Child Identity Protection: Child-specific identity protection services will also be offered to any members with children insured through their Anthem plan.

    Anthem said in the statement that “additional protection is available through credit monitoring services,” but that requires members “to actively enroll because the member must provide their personal information and consent to have their credit monitored.”

    Spanish-speaking members may access information at AnthemInforma.com. or receive assistance in Spanish at 877-263-7995.

    The phone lines will be open until 9 p.m. today.

    From Monday through Feb. 20, the call center will be open extended hours from 9 a.m. to 11 p.m. After that, the hours will be 9 a.m. to 9 p.m. Monday to Saturday.

    Read or Share this story: http://indy.st/1Dplt9E





    What is endpoint security management? Definition from #endpoint #protection #removal #tool


    #

    endpoint security management

    Endpoint security management is a policy-based approach to network security that requires endpoint devices to comply with specific criteria before they are granted access to network resources. Endpoints can include PCs, laptops, smart phones, tablets and specialized equipment such as bar code readers or point of sale (POS ) terminals.

    Download this free guide

    5 Ways to Prevent Ransomware: Download Now

    Ransomware attacks are not only becoming more common, they’re becoming more creative. In this guide, industry expert Kevin Beaver uncovers 5 ways to prevent a ransomware infection through network security.

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    Endpoint security management systems, which can be purchased as software or as a dedicated appliance, discover, manage and control computing devices that request access to the corporate network. Required elements may include an approved operating system, a VPN client and anti-virus software with current updates. Devices that do not comply with policy are given limited access or quarantined on a virtual LAN (VLAN ). Endpoints that do not comply with policy can be controlled by the system to varying degrees. For example, the system may remove local administrative rights or restrict Internet browsing capabilities.

    Endpoint security systems work on a client/server model in which a centrally managed server or gateway hosts the security program and an accompanying client program is installed on each network device. In a software-as-a-service (SaaS ) delivery model, the host server and its security programs are maintained remotely by the vendor. In either delivery model, when a client attempts to log onto the network, the server program validates user credentials and scans the device to make sure that it complies with defined corporate security policies before allowing access to the network.

    This was last updated in July 2015

    Next Steps

    Expert Ed Tittel explains the basics of deploying endpoint antimalware products and outlines why every organization large and small needs antimalware protection .

    Once you have the basics down, find advice for evaluating, researching and testing endpoint antimalware protection products. and read a comparison of the top antimalware products for small, midsize and large organizations.

    Continue Reading About endpoint security management

    Related Terms

    CISO (chief information security officer) The CISO (chief information security officer) is a senior-level executive responsible for developing and implementing an. See complete definition insider threat An insider threat is a malicious hacker (also called a cracker or a black hat) who is an employee or officer of a business. See complete definition non-disclosure agreement (NDA) A non-disclosure agreement (NDA), also known as a confidentiality agreement (CA), is a signed legally binding contract in which. See complete definition

    PRO+

    Content


    Remove Write Protection from USB Drive in Windows 10 #remove #write #protection #usb, #write #protected #usb, #remove #write #protection #from #usb, #usb #write #protected, #remove #write #protection, #how #to #remove #write #protection #on #usb, #write #protection #removal #software, #aomei #partition #assistant


    #

    Remove Write Protection from USB Drive in Windows 10/8/7

    Nowadays, most of us have one or more USB flash drives, which are usually used to store and transfer data among computers, create Windows To Go workspace. install and run portable applications, connect to a wireless network, and backup files. Some users who often use USB drives may have come across the following error messages.

    Error during formatting USB: When I format my USB pen drive, it shows the error message – The disk is write protected. I have tried various methods to solve this but all are not working. There is no write protection switch on it. It is a SanDisk Cruzer Edge 8GB USB. I am using Windows 7. Please give me solution to fix it.

    Error during copying file to USB: While trying to transfer files from my Windows 10 PC to a Kingston DataTraveler 32GB USB flash drive, I received an error message – The Disk is write-protected. Remove the write-protection or use another disk. Now I can neither copy files to the USB drive nor create new files from the USB drive. The PC is upgraded from Windows 8.1. How do I disable the write protection?

    What is write protection on USB?

    Write protection (also called read-only) can be physical or virtual. A USB flash drive is enabled with write protection has the ability to prevent new files from being written or old files being changed. Typically, this means you can only read the data which are already stored on the USB, but you can t delete or modify them. By using write protection, you can make ensure data is not accidentally overwritten or erased.

    How to remove write protection from USB drive?

    If you are reading this post, you must be one of them. Deep breath and stay calm. No matter whether you are using Windows 7, Windows 8 or Windows 10, I am going to walk you through a few easy steps to remove write protection and make your USB flash drive writable again.

    Step 1: Check the write protection switch if available

    Some USB flash drives have a physical switch which allows you to lock or unlock write protection. The location of a switch on a USB flash drive will be different. Make sure the lock switch is slid up to unlock position. You will not be able to transfer files to the USB drive if it is locked.

    If the write protection switch on your USB drive is off and you still get the error message or there is no physical switch on your USB drive, please skip to Step 2.

    Step 2: Clear read-only attributes with DiskPart utility

    2.1: Press Windows key + R combination on your keyboard. In the pop-up Run dialog box, type diskpart and hit Enter or click OK to open the DiskPart Command Prompt.

    2.2: Type the following commands one by one and hit Enter after each:

    list disk – all of the disks connected to the computer will be displayed, including internal hard drives.

    select disk n – where n is the number of USB flash drive. You can use the Size column to identify which one it is.

    attributes disk clear readonly – change your USB s properties so that it is no longer read-only.

    2.3: Close DiskPart Command Prompt and re-plug your USB flash drive to check if the write protection error is resolved. If not, please try the next step.

    Step 3: Edit the registry

    3.1: Press Windows key + R combination on your keyboard. In the pop-up Run dialog box, type regedit and hit Enter or click OK to open the Registry Editor.

    3.2: Expand the entries on the left-hand pane to navigate to the following path:

    3.3: On the right-hand pane, double-click on the WriteProtect or right click on it and select Modify . In the pop-up window, you may find that the Value data is set to 1 which means current computer is enabled with write protection on USB storage device. To disable it, you need to change the value from 1 to 0 and click OK to apply the change.

    3.4: Close Regedit Editor and connect your USB drive to the computer again, and you should find the USB write protection has been removed. If not, please follow the Step 4.

    If there is not a StorageDevicePolicies folder under the Control folder, you can right click Control folder and choose New – Key . Name it with StorageDevicePolicies and then open it.

    Right click on the white space at the right-hand pane and choose New – DWORD (32-bit) value . Name it with WriteProtect. And then, double-click on it to check if the Value data is set to 0.

    Step 4: Format USB drive with free partition manager

    If you ve tried all steps above and still can t remove the write protection from USB drive, you may need to format the USB. The problem is how to format a write-protection USB?

    AOMEI Partition Assistant Standard is a free partition manager software and disk management tool for computers running 32-bit or 64-bit version of Windows 10, Windows 8.1/8, Windows 7, Vista and XP. It supports the all types of disk, including mechanical hard drive, SSD, SSHD, external hard drive, USB flash drive, SD card, etc. It enables you to format a USB drive easily and quickly.

    Note: Formatting a USB will delete all data on it. Therefore, make sure that you backup all the data from USB drive to your computer.

    4.1: Download. install and launch AOMEI Partition Assistant. Right click on the USB partition and select Format Partition .

    4.2: In the pop-up window, you can name the USB drive by editting Partition Label and change file system. By default, a USB drive is formatted as FAT32, which ensures cross-platform compatibility. However, FAT32 limits a single file size up to 4GB. If you would like to store larger files on your USB flash drive, you should format it to NTFS. And then, click OK to continue.

    4.3: Your USB has not been formatted yet. To save the change, you need to click Apply .

    The formatting progress shouldn t take too much time. Of course, the more data on the USB, the more time the formatting will take. If there is no physical damage with the USB drive, it will be formatted, cleaned and writeable. Besides, AOMEI Partition Assistant also allows you to shrink volume on USB to create a second partition, convert USB between NTFS and FAT32 without data loss and more.


    Guaranteed Asset Protection #guaranteed #auto #protection #insurance


    #

    Programs

    Guaranteed Asset Protection

    Fact # 1

    In 2010, a motor vehicle theft occurred every 42.8 seconds in the United States. 1

    Fact # 2

    In the event of total loss, the difference between what you owe on your vehicle loan and the amount you receive from your primary insurance carrier is greater in the early years of vehicle ownership.

    Cost above are for illustrative purposes only.

    Actual costs may vary as to make, model and year.

    What Guaranteed Asset Protection (GAP) Pays

    In the unfortunate event your vehicle is declared a total loss due to an unrecoverable theft or accidental damage, your auto insurance company will typically pay the current market value of your vehicle less your deductible. But what if your loan or lease balance is higher than the market value of your vehicle? Answer: You would be responsible for paying off the difference, including your deductible. This can be expensive.

    The reason for the potential difference is that normally the loan/lease balance decreases at a predictable amount as monthly payments are made. However, the market value of your vehicle is influenced by several variable factors (e.g. supply, demand, mileage). This means that market value often may be lower than your outstanding balance – particularly early in your contract when you have the most to lose.

    GAP can help waive the difference, including up to $1,000 of your insurance deductible. 2

    The Choice is Yours

    GAP is an optional form of protection available only at the time you sign your Retail Finance or Lease Contract with the dealership. If you would like to know more about GAP, ask to see the GAP contract. Besides the limitations listed at the right, terms and conditions may vary by state.

    Payment of Deductible 2

    GAP only provides a benefit if there is a balance due on the loan or lease after the insurance settlement. If there is no balance due, we will not pay your deductible.

    Refinance

    GAP coverage is terminated if the Retail Finance or Lease Contract is refinanced.

    Settlement Deductions

    GAP waiver amount does not include insurance settlement deductions for customer retained salvage, unrepaired physical damage, towing, rental or storage.

    Non-Covered Finance Items

    GAP waiver amount does not include late payments, deferred payments, late charges/interest or interest after the date of loss.

    Lost Equity

    GAP does not refund advance payments or vehicle equity.

    Uncancelled Add-Ons

    GAP waiver amount does not include the refundable portion of any finance additions such as credit insurance or service contracts.

    Customer Secured Financing

    GAP does not apply to any loan obtained from any finance source other than the dealer.

    Insurance

    GAP does not provide any insurance coverage for you or the vehicle, such as collision, comprehensive, bodily injury, property damage or liability. You must have or obtain physical damage insurance on your vehicle at the time of purchase in order for GAP to be effective. GAP is not a replacement for primary auto insurance.

    Is the amount you receive from your insurance company enough to pay off your loan or lease balance if your vehicle is declared a total loss?

    For Example

    In this example, the answer is No! The difference illustrates what you would still owe your lender without GAP.

    The above is an example for illustrative purposes. Your situation will vary as to loan/lease balance and insurance proceed coverage.

    1 Data from FBI 2010 Uniform Crime Report 2 Deductible may not be covered in some states. See the GAP contract for specific details. Based on your insurance company paying NADA Retail Value for the vehicle at the time of loss. You will be responsible for any portion of a deficiency balance that results from the amount financed that exceeded 150% of the retail value of the vehicle as of the date you purchased your vehicle. Available only at time of purchase.


    Credit Cards, Reports, and Repair – Consumer Protection – Debt Relief #credit #reports #and #scores

    #federal free credit report
    #

    Legal Resources

    This section provides guides and publications on the following subjects:

    Credit Cards: A card that allows the user to charge it or borrow funds when buying goods and services.

    Creidt Reports: A person s individual history of borrowing and repaying on debts. This record includes information on several issues including bankruptcy.

    Credit Repair: The process of raising a bad credit score to make it easier to borrow funds in the future.

    Credit and Your Consumer Rights

    How to get your free credit report, how to correct errors, what to watch out for, and how the FTC and others can help. Read More

    By: Federal Trade Commission (FTC)

    Using a Credit Card

    Regardless of whether you’re using your credit card to buy a laptop or laundry soap, you have rights and responsibilities under the law. Getting a good grip on the safe use of credit cards can help you avoid a credit calamity. Content Detail

    Credit, ATM, and Debit Cards. What to Do If They Are Lost Or Stolen

    Many people find it easy and convenient to use credit cards and ATM or debit cards. The Fair Credit Billing Act (FCBA) and the Electronic Fund Transfer Act (EFTA) offer procedures for you to use if your cards are lost or stolen. Please click the link below for more information. Read More

    How Credit Scores Affect You





    SGI CANADA – Small business insurance (Value Pak) #crime, #equipment, #liability, #coverage, #protection, #value #pak


    Small business (Value Pak)

    Each Value Pak family product provides property coverage and base liability coverage, but is customizable for the type of business you do. Learn more by choosing the Pak above that best fits your business.

    Need help? Your insurance broker can help you choose the right Value Pak option for you, whether it’s to protect furniture and equipment in an office or produce in a grocery store.

    Core property coverage

    Each Value Pak insurance package includes similar core coverage (except Trades Pak ) that automatically protects your business operations and its contents from all risks of direct loss or damage.

    You get coverage for:

    • Property – protection for your everyday possessions at your business, including stock, merchandise, equipment (like cash registers or photocopiers), signs and tenant improvements.
    • Eco-friendly replacement cost – at your request an extra 20% may be provided for replacement of damaged property, like equipment, appliances or building materials, with more energy efficient or environmentally friendly items.
    • Loss of income – coverage for actual losses sustained if you’re unable to conduct business due to an insured loss.
    • Crime – provides coverage for loss of money and securities, as well as employee dishonesty.
    • Equipment breakdown – automatically covers items like water heaters and boilers, as well as mechanical, air conditioning, electrical and electronic equipment at your place of business.
    • Fire fighting expenses – covers charges or expenses incurred if a fire department responds to a prairie or forest fire in, on or exposing your insured property. Your deductible for this coverage is waived, too.

    Ask your broker about adding a building, other additional coverage or increasing limits.

    Liability coverage

    Coverage starts at $1 million and protects you if you’re found legally responsible for property damage or injury to another person visiting your business. This amount may be increased. Ask your broker for details.

    For additional coverage, ask your broker about an SGI CANADA Business Liability Umbrella policy .

    Buy insurance, get rewarded

    You have insurance to cover unexpected losses, but you hope you never need to use it. Well, with SGI CANADA for every consecutive claims-free year you have with us, your deductible will decrease until it’s zero .

    But we know you can’t always avoid an unexpected or unpredictable loss. So if you do end up having a claim, and it’s more than $25,000 in value, you won’t have to pay your deductible .

    We can help!

    Were you satisfied?


    Credit Monitoring Protection #credit #protection

    #credit protection
    #

    Credit Monitoring Protection Information

    It can be very useful to understand how credit monitoring helps with credit protection. And while the term “credit monitoring” is pretty self-explanatory, understanding how credit monitoring works and the differences between credit monitoring services can go a long way in helping ensure that you select the right credit protection for yourself.

    Introduction to Credit Monitoring

    Credit monitoring is the term for regularly checking your credit report for changes. Whenever you or any other person takes an action regarding your credit, this activity will likely be recorded onto your credit report. The culmination of all these credit actions are then compiled and included on your complete credit report. Whenever you apply for a new credit card, seek a new loan or even apply for some types of insurance, the company you are dealing with will review your credit report as a way to gauge your credit risk and determine whether they would like to do business with you. If someone gains access to your personal information, he or she may pose as you to get credit in your name. Of course, the perpetrator has no intention of paying the money back, and your credit suffers as a result.

    Credit monitoring helps provide protection against the misuse of your credit by alerting you of certain changes that appear on your credit report. Not all of these changes will necessarily indicate that your credit is at risk. These could be actions initiated by you or on your behalf, such as when you apply for a new credit card or set up a new cell phone or utility account. On the other hand, the change could be the result of inaccurate information being reported to the credit reporting agency or, in a worst case scenario, someone trying to steal your credit. Whatever the case, credit monitoring can alert you when certain changes occur, enabling you to assess whether the change is legitimate, and if not, take the steps needed to rectify the situation.

    Of course, reviewing your latest credit reports throughout the year is also an important factor in credit protection, as not all the information in your credit report is – or necessarily needs to be – monitored for changes on a regular basis. So you should review it regularly to ensure that your entire report is accurate and up to date, since inaccuracies could inhibit your ability to get credit should the need suddenly arise. But with credit monitoring, you can stay up to date on many important changes without the need to request and review a new credit report every day.

    How PrivacyGuard’s Credit Monitoring Helps Provide Credit Protection

    Each day, PrivacyGuard’s triple-bureau credit monitoring scans your credit files at the three national credit reporting agencies – Equifax, Experian and TransUnion. Monitoring all three credit agencies for changes with triple-bureau monitoring is important because each agency operates separately from one another, and the information they receive and include in your credit report could be different. As such, it’s possible that a particular change may only show up on one of your three credit reports. With PrivacyGuard’s triple-bureau credit monitoring, you can help ensure that you keep track of these changes regardless of which of the three credit reporting agencies are recording them. See details .

    Should PrivacyGuard spot a monitored change on any of your national credit files, you are quickly alerted and provided the resources and personal support you need to assess the change and quickly rectify it, if necessary.

    For your security, simply complete the authentication process on the website after you enroll in PrivacyGuard. You cannot access your Credit Report and Scores or start your Credit Monitoring and Alerts until you verify your identity.

    What PrivacyGuard’s Credit Monitoring Looks For

    Additional Credit Protection with PrivacyGuard

    Monitoring your credit daily is only one of the ways PrivacyGuard helps with credit protection. You also can receive your latest triple-bureau credit report – and the CreditXpert Credit Scores associated with each – every month. That way, you can view your report in its entirety throughout the year, which is essential for spotting and correcting any inaccuracies for things that are not being monitored. In addition, PrivacyGuard tracks your Experian Scorex PLUS sm credit score and alerts you of major fluctuations that could indicate either identity theft or a major occurrence on your credit files. See details .

    Getting Started with PrivacyGuard’s Credit Protection





    Ten Reasons Why Tape Is Still The Best Way To Backup Data #tape, #backup #and #archive, #backup #data, #data #protection, #data #management, #neo, #neo #series, #tape #backup


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    Ten Reasons Why Tape Is Still The Best Way To Backup Data

    In my last blog post, we took a look back at the advances that have been made in tape technology over the past 60 years. In this post, we’ll look at why tape storage still remains a critical part of the IT data protection infrastructure.

    Studies show that 80-90% of the data we create is never accessed again. Nonetheless, as data retention requirements become more stringent in accordance with industry compliance laws (i.e. SOX or HIPPA) and corporate regulation, companies must store all of their data for longer periods of time—sometimes forever. This quickly snowballs into petabytes and exabytes of data that require storage, and disk-based solutions are simply too expensive for storing that much data. In addition, users can’t afford to clog up their networks and servers with that mass of “less critical” data when they often have an immediate need for a smaller set of critical data.

    With the amount of data being stored continuing to grow exponentially, tape offers some inherent advantages over disk-based technologies for long-term data storage, including:

    1. High capacity. LTO tape cartridges can now store up to 6.25TB on a single tape. With Overland Storage’s NEO library, companies can now store over 6PB in less than 14 sq. ft. of data center floor space.
    2. Fast performance. Data can now be retrieved in a matter of seconds or just a few minutes with the ability to move data at speeds of over 1TB/hr. per tape drive.
    3. Lower cost per GB. At an average cost of $.01/GB, tape storage is the most affordable option for storing massive amounts of data.
    4. Reduced energy costs. Studies repeatedly show that tape drives use less power and generate less heat than disk drives, resulting in energy costs that are 1/15th that of disk.
    5. Portability. Tape is still the only medium on which you can reliably store data and move it offsite for disaster recovery purposes
    6. Greater reliability. The error rate of tape technology is superior to that of disk; in addition, tape is immune to some of the pitfalls that disk is subject to (e.g. viruses), providing more reliable access to all of the data companies are storing long-term.
    7. Better longevity. The physics of tape technology enable companies to extend its storage capacities far beyond what the physics of disk technologies will allow – making tape an ongoing data storage solution for the long haul.
    8. Scalability. Not only do individual tapes gives users the ability to scale their storage capacity due to high capacities and backward read compatibility, but also tape libraries like Overland’s NEO Series allow users’ data storage solutions to scale with their demands and not be outstripped by them. Tape allows you to grow into – not out of – your data storage requirements.
    9. Compatibility. The combination of tape’s superior backward read compatibility and the fact that all major ISV applications (such as BackupExec, NetBackup, ARCserve, etc.) provide widespread support of tape-based storage results in the best possible return on investment.
    10. Good Enough For Google, Good Enough For You – In 2011, Google made headlines when it had to use tape to restore the email boxes of 40,000 users. With performance increasing significantly and storage capacities growing, companies will continue to rely on tape for offsite backup and disaster recovery.

    When you combine tape’s superior storage capacities, low cost/GB, and reduced energy costs, tape-based storage solutions provide huge CapEx and Opex cost advantages. Even as technology advances, tape continues to be the ideal solution for long-term data storage and archiving.

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    Identity Theft Protection Services – Plans #best #credit #protection #identity #theft


    #

    Proactive
    Identity Theft Protection

    Three Bureaus 1

    The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Any one bureau VantageScore mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.

    1 Credit reports, scores and credit monitoring may require an additional verification process and credit services will be withheld until such process is complete.

    2 For LifeLock Ultimate Plus™ three bureau credit monitoring, credit monitoring from Experian and TransUnion will take several days to begin.

    ‡ Stolen Funds Reimbursement benefits and Service Guarantee benefits for State of New York members are provided under a Master Insurance Policy underwritten by State National Insurance Company. Benefits for all other members are provided under a Master Insurance Policy underwritten by United Specialty Insurance Company. Under the Stolen Funds Reimbursement, LifeLock will reimburse stolen funds up to $25,000 for Standard membership, up to $100,000 for Advantage membership and up to $1 Million for Ultimate Plus membership. Under the Service Guarantee LifeLock will spend up to $1 Million to hire experts to help your recovery. Please see the policy for terms, conditions and exclusions at LifeLock.com/legal

    It only takes minutes to sign up.


    JUST Newsroom – Article 29 Working Party – European Commission #data #protection,europa,european #commission,institutions,cvm,scoreboard,justice #systems,justice #policies,rule #of #law,effective #justice,news,calendar,organisation,commissioners,president,recruitment,contact,services,european #union,eu,2020,priorities,growth,agenda


    #

    Justice and Consumers

    Article 29 Working Party

    22 November 2016

    The material (opinions, working documents, letters etc.) issued by the Article 29 Working Party (Art. 29 WP), available on this website reflect the views only of the Art. 29 WP which has an advisory status and acts independently. They do not reflect the position of the European Commission.

    Please note that it is the policy of the Art. 29 WP to publish on its website the correspondence it receives, as well as its response to such correspondence. Should you not wish that your correspondence, or the response of the Art. 29 WP, be published, in full or in part, either for reasons of business confidentiality, protection of personal data or other legitimate reason, please indicate in advance such reason/s, as well as the parts of the correspondence to which this applies.

    The European Commission is in the process of creating a new, unified web presence and this will replace our website. At present it can therefore not be updated, but all existing information can be consulted via the usual link .

    For the time being news and updates are posted in a Newsroom. which can be reached via the website DG Justice and Consumers, Data Protection and Article 29 WP or via this link .

    Composition Structure

    The Article 29 Data Protection Working Party is composed of:

    • a representative of the supervisory authority (ies) designated by each EU country;
    • a representative of the authority (ies) established for the EU institutions and bodies;
    • a representative of the European Commission.

    The Working Party elects its chairman and vice-chairmen. The chairman s and vice-chairmen s term of office is two years. Their appointment is renewable.

    The Working Party s secretariat is provided by the Commission.

    Rules of procedure

    The Working Party has adopted its own rules of procedure (36 kB) and its tasks (25 kB) are laid down in:

    Plenary meetings

    Guidelines

    The Article 29 Working Party welcomes comments on the data protection impact assessment guidelines. Such comments should be sent to the following addresses by 23 May 2017 at the latest :

    Please note that, by submitting your comments, you will accept and approve the possible publication of such comments. Should these comments also contain personal data, and you do not object to the publication of such data, please include the following sentence, either at the end of your comments, or in the covering message: I/we hereby consent to the publication ofpersonal data contained in this/the attached document .

    [This consultation is closed] DRAFT GUIDELINES on which the WP29 welcomes any additional comments that stakeholders may have until the end of January 2017.

    Guidelines and FAQ on the right to Data Portability

    Guidelines on the right to data portability

    Guidelines and FAQs on Data Protection Officers (DPO)

    Guidelines on Data Protection Officers ( DPOs )

    Guidelines and FAQs on the Lead Supervisory Authority

    Guidelines for identifying a controller or processor s lead supervisory authority

    Letters, Opinions and other documents


    Dealing with a Security Breach: Bureau of Consumer Credit Protection #loans #for #people #with #poor #credit

    #credit bureau
    #

    Dealing with a Security Breach

    2.) As you read the information, keep in mind that Maine law not only authorizes the placement of a fraud alert, but also permits consumers to freeze their credit reports. Our state’s file freeze law is found at the following link: http://www.mainelegislature.org/legis/statutes/10/title10sec1310.html

    3.) For a discussion about the causes and effects of identity theft, read our information on the subject: http://www.maine.gov/pfr/consumercredit/documents/identity_theft.htm

    4.) Information in your credit report will tell you whether someone us misusing your personal data to open accounts in your name. All consumers are entitled to a free report from each of the three national agencies once each year, the link to the truly free annual report is https://www.annualcreditreport.com/cra/index.jsp

    Allen, TX 75013-0949

    7.) Finally, here are some frequently asked questions (and responses) relating to identity theft:

    When your identity has been stolen, it may take months or even years before you realize that somebody is using your good credit rating. Checking the accuracy of your credit report regularly can detect signs of identity theft early. Since creditors, employers, insurance companies and landlords are making decisions about you based on the information contained in your credit report, it is a good idea to verify the information. After all, your credit report will follow you throughout your life and can help or hinder you financially.

    How do I get a copy of my credit report?

    The law allows you to receive a free copy of your credit report once a year. To receive a copy of your report, requests should be sent to the three major credit reporting agencies, also known as credit bureaus. You may also get your report online at www.annualcreditreport.com. You will need to supply your complete name, address, social security number, and date of birth with your request. Each credit bureau may have different information. Therefore it is important to obtain your credit report from each of the credit bureaus. Input errors can result in incomplete, misspelled or inaccurate information. Identity theft can also cause incorrect information. Review your report carefully and dispute any errors.

    What should I look for on my credit report?

    Check your personal information; look for addresses that are unfamiliar, incorrect social security number or date of birth and unknown employers. There is no need to be concerned if previous addresses, employers and any other names you have used in the past appear on your report.

    • Review any public records such as liens, judgments, collections, child support debts and bankruptcy. Credit reporting agencies must correct or update erroneous or incomplete entries. If the court document itself is inaccurate, however, you might have to get the court to correct it.
    • Verify your credit history for incorrect information. Look for accounts that are not yours or activity on accounts that you have not used recently. Review your balances, but remember the information may be from a month, maybe two months ago.
    • Pay particular attention to the inquiries section of your credit report. Unauthorized entries, other than routine inquiries for pre-screened credit offers could be a sign that a thief has requested credit in your name or is impersonating a business that has a legitimate right to obtain your credit report. The information they gain may allow them to access your accounts or your personal information.

    What should I do if the information on my credit report is incorrect?

    If you believe there is information that is inaccurate, use the dispute form enclosed with your credit report or the dispute section of the website noted on your credit report. The credit reporting agency is required by law to investigate your dispute, make corrections as appropriate and report the results to you.

    How can I use my credit report to prevent identity theft?

    Monitoring your credit report is a good start; however, there are other steps you can take. You can place a fraud alert on your credit report. A fraud alert directs lenders to verify your identity before issuing loans or credit, typically by calling you first. Creditors, however, aren’t legally required to abide by, or even check for, a fraud alert.

    A new Maine law allows you to place a security freeze on your credit report. A security freeze goes a step further. When a freeze is in place, a lender will be told that it cannot see your credit file because you have a freeze on it. Without seeing your credit report, few lenders will issue credit. Identity thieves can be prevented from opening accounts in your name if you have placed a security freeze on your credit file. But this does not mean that you won’t be able to get credit for yourself or allow potential employers to run a background check.

    How can I place a freeze on my credit report.

    To place a security freeze on your credit file you must send a request, in writing, to the three major credit reporting agencies by certified mail. If you are a victim of identity theft and have reported the crime to law enforcement, the customary fee for the security freeze will be waived. The credit reporting agency will place the freeze within 5 business days after receiving your request. Within 10 days of the freeze, you will receive a confirmation that your credit report has been blocked and you will be provided with a personal identification number.

    How can I remove the freeze?

    You can remove or temporarily suspend the freeze by contacting the credit reporting agencies. You will need to supply proper identification including the password that was provided to you by the credit reporting agencies. The freeze will be lifted within 3 business days of receiving your request.

    What can I do if I am a victim of Identity Theft?

    • Notify local law enforcement. Complete a written report, and request several copies for your files (they can prove valuable when you are working with creditors).
    • Notify the creditors with whom fraudulent accounts were opened, and request the account s be closed. Send each creditor a copy of the police report .
    • Place a fraud alert on your credit reports
    • Freeze your credit report ; the process is free for victims of identity theft.
    • File a complaint with state regulators (www.Credit.Maine.gov for most general creditors and non-bank lenders; http://www.maine.gov/pfr/financialinstitutions/index.shtml for state-chartered banks and credit unions), and with the Federal Trade Commission (FTC) at:

    Federal Trade Commission





    Credit card protection: What will the future look like? #car #loan #for #bad #credit

    #credit card protection
    #

    By Benjamin Glaser. Guest blogger February 6, 2014

    As many shoppers are now aware, Target experienced a massive security breach between November 27 and December 15, 2013, with the personal data of up to 110 million customers having been compromised. In January, Neiman Marcus experienced a similar hack and in the weeks since, various expert reports have suggested that even more stores are currently also at risk. This has left many consumers wondering: How have so many retailers been hoodwinked by hackers? And is there any truly safe way to pay for goods outside of cash? To help better understand the changing credit card landscape consumers are facing, we’ve laid out all the details on what information might have been at risk and explore the various ways consumers can shop online and remain secure.

    Both Financial Personal Information Stolen

    Using a software called BlackPOS developed by a Russian teenager, hackers corrupted Target’s Point of Sale devices (credit and debit card readers) in brick-and-mortar locations. The hackers were able to capture personal data immediately after a credit card was swiped, according to Brian Krebs , the security blogger who originally broke the story. The data was then stored in a repository within Target’s own internal system, which, the company recently revealed, hackers were able to by stealing vendor credentials.

    Target initially confirmed that up to 40 million credit and debit card accounts had been compromised. The information stolen included everything stored directly on a credit or debit card’s magnetic strip: account number, cardholder name, and expiration date. It also included encrypted CVV data, which is used to confirm in-store purchases. (CVV data is not  the same as the 3-digit CVV2 code found on the back of your card and used to verify online purchases.)

    Weeks later, Target also confirmed the theft of additional “Guest Information” for up to 70 million customers, with some possible overlap between the two groups. Target would only say  that the data “may have included names, mailing addresses, phone numbers, or email addresses.”





    Fraud Protection #credit #card #fraud #protection #for #merchants


    #

    Fraud Protection

    Identity theft is a serious concern for credit card users, but with Farmers and Merchants State Bank fraud monitoring, you enjoy unparalleled protection. The built-in protections of your card keep your identity safe in a variety of ways.

    Farmers and Merchants State Bank has a variety of protections for your account

    • Fraud Monitoring
      We monitor your account 24/7/365, and if we suspect fraudulent activity on your credit card, we notify you immediately.
    • Zero Liability
      With Visa* and MasterCard’s** Zero Liability program, you are not liable for unauthorized transactions.

    Signs That You May Be a Victim of Identity Theft:

    • An expected credit card hasn’t arrived in the mail
    • You hear from credit collectors about debts you don’t know about
    • There are unauthorized purchases on your billing statements

    Actions You Should Take Immediately

    • File a complaint with the Federal Trade Commission (FTC) at 877-ID-THEFT (877-438-4338) or www.consumer.gov/idtheft. The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations.
    • Contact the fraud department of the three major credit bureaus to place a fraud alert on your credit file. This alert will request that creditors contact you before opening any new accounts under your name. Once the credit bureau confirms your alert, all three will send you a credit report free of charge. The alert will remain on your account from 90-180 days. www.equifax.com www.experian.com www.transunion.com
    • File a police report. Get a copy of this report so that you can dispute unauthorized charges and use for any insurance claims.
    • Close any accounts that may have been compromised or opened fraudulently. This list of accounts may include: bank accounts, credit cards, retail cards, phone companies, utilities, and other service providers. Dispute any unauthorized charges. The FTC website provides many helpful resources, including a sample dispute letter and a form affidavit which can be used if a sworn statement is needed by any creditors.

    How To Protect Yourself In The Future

    • Travel Lightly
      • Minimize your risk for identity theft; do not carry more than you need in your purse or wallet
    • Request Credit Reports Annually
      • Make sure no accounts have been opened without your permission
      • Close any accounts that you no longer use
    • Be Cautious with Personal Information
      • Do not give personal information over the telephone if you do not know the caller
      • Keep your Social Security number private
    • Protect Your Identity Online
    • Make certain that websites are secure and protect your data from identity theft
    • Look for sites that use “Secure Socket Layer” (SSL) technology to encrypt information – you can check for security by looking for a small lock symbol in the lower corner of your web browser window
    • Look for sites whose addresses begin with https:// – the “s” means the connection is secure

    *Visa’s Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security

    **Zero Liability does not apply to MasterCard-branded cards issued: to an entity other than a natural person; primarily for business, commercial, or agricultural purposes; outside of the U.S. region; or if a PIN is used as the cardholder verification method for the unauthorized transaction(s).

    Visa and Mastercard Zero Liability Program does not apply to the Sheetz Personal Credit Card.


    Cinco fallos comunes de Backup Exec y c – mo resolverlos #symantex #endpoint #protection


    #

    Cinco fallos comunes de Backup Exec y cómo resolverlos

    El error 1068 seguramente sea el m s frecuente de todos. El mensaje concreto de error es Error 1068: The Dependency Group Failed to Start . Podemos resolverlo abriendo el Administrador de control de servicios y comprobando qu servicio ha fallado en el arranque. Los siguientes servicios deben estar en ejecuci n:

    • SQL (Bkupexec)
    • BE Remote Agent (Agente remoto de Backup Exec)
    • BE Device and Media (Dispositivo y medio de Backup Exec)
    • BE Server Service (Servicio de servidor de Backup Exec)
    • BE Job Engine Service (Servicio de motor de trabajos de Backup Exec)
    • BE Agent Browser (Explorador de agente de Backup Exec)

    Pueden ser precisos servicios adicionales en funci n de c mo se instal Backup Exec. A veces podemos forzar el inicio de un servicio haciendo clic con el bot n secundario sobre l y eligiendo el comando Inicio del men contextual. Si esto no funciona, revise los registros de la aplicaci n y del sistema en el Visor de eventos. Las entradas de registro deber an ser capaces de darle una pista respecto de la causa del problema. En la mayor parte de los casos el problema es relativo a una cuesti n de permisos de la cuenta que est intentando ejecutar el servicio.

    Aunque el error 1603 es otro error frecuente de Backup Exec, est relacionado con el proceso de instalaci n de Backup Exec en lugar del proceso de copia de seguridad. El problema aparece como resultado de otra aplicaci n del sistema que est compartiendo uno de los siguientes archivos DLL:

    Este problema normalmente se puede resolver con una modificaci n del registro de Windows. Tenga en cuenta que editar el registro es peligroso y cometer un error puede destruir el sistema Windows y/o sus aplicaciones. Por eso deber a hacer una copia de seguridad de todo el sistema antes de intentar modificar el registro.

    Despu s de hacer una copia de seguridad del sistema, abra el Editor del registro y dir jase a HKEY_CLASSES_ROOT\TypeLib. Haga clic con el bot n secundario en el contenedor de TypeLib y elija el comando Permisos del men contextual resultante. Para finalizar d control total al grupo de administradores y a SISTEMA.

    Con esto deber a resolverse el problema. Si no se resuelve, ser necesario asociar manualmente el archivo DLL con Backup Exec. Las instrucciones para hacerlo van m s all de este art culo, pero se pueden encontrar en: http://www.symantec.com/business/support/index?page=content id=TECH39209

    El tercer error m s frecuente de Backup Exec es E00FED1 – un error relativo al estado de escritura durante el proceso de copia de seguridad y restauraci n. Este mensaje de error est relacionado con el escritor VSS de una aplicaci n particular. M s en concreto, uno de los escritores VSS usados para hacer una copia de seguridad de una aplicaci n que se ejecuta en el servidor informa de un estado de error, que a su vez hace que Backup Exec produzca el error E00FED1.

    Para resolver este problema, introduzca el comando VSSADMIN LIST WRITERS en una ventana de comandos.

    Windows muestra un listado de cada escritor VSS y si cada escritor se encuentra en estado de error o no. La forma m s f cil de acabar con el error de un escritor VSS es reiniciar el equipo. Merece la pena se alar, sin embargo, que los errores de escritor VSS est n relacionados con las aplicaciones o el sistema operativo m s que con Backup Exec. En tal caso, si un reinicio no resuelve el error entonces deber solucionar el problema del escritor VSS en s (y la aplicaci n subyacente) en vez de Backup Exec.

    El comando VSSADMIN puede utilizarse para identificar el escritor VSS que est causando el problema.

    Error 1053 de Backup Exec: no es posible iniciar el servicio de servidor Backup Exec en el equipo local, tal como se muestra en la Figura B, es un error muy frecuente y casi siempre est relacionado con un problema de Microsoft .NET Framework. La forma m s f cil de corregir este error es desinstalar y reinstalar .NET Framework.

    El procedimiento concreto para poder desinstalar y volver a instalar .NET Framework var a en funci n del sistema operativo que se utilice. En Windows Server 2008 / 2008 R2, puede utilizar el administrador del servidor. El problema de esta soluci n es que a menudo hay otras aplicaciones que dependen de .NET Framework y eliminar .NET Framework puede causar fallos en tales aplicaciones. Por eso es mejor empezar buscando actualizaciones de .NET Framework. Aplicar una actualizaci n a menudo tiene el mismo efecto que reinstalar .NET Framework, pero sin el potencial de da ar otras aplicaciones.

    5. Error E00084EC – Error de Lectura/ Escritura de Datos Desde / Hacia el Medio

    El error E00084EC es frecuente, pero tambi n es dif cil de resolver. El error informa de un fallo de lectura o escritura con el medio de copia de seguridad. En muchos casos el error se acompa a de un mensaje que indica que es necesario limpiar la unidad de cinta. Sin embargo esa limpieza raramente resuelve el problema.

    Puede probar con una cinta nueva para ver que la cinta que est usando no est estropeada. Si eso no funciona, entonces el problema seguramente estar relacionado con controladores de dispositivos o con la unidad de cinta en s . Yo recomiendo descargar y reinstalar los ltimos controladores de dispositivos para su unidad de cinta, incluyendo todas las actualizaciones de firmware disponibles. Si todav a tiene problemas despu s de actualizar sus controladores de dispositivos, pruebe a ejecutar una copia de seguridad a trav s de Copias de seguridad de Windows Server. Esto le ayudar a determinar si el fallo es o no un problema de hardware.

    SOBRE EL AUTOR: Brien M. Posey, MCSE, ha recibido el premio Microsoft MVP por Exchange Server, Windows Server y Internet Information Server (IIS). Brien ha trabajado como CIO para una cadena nacional de hospitales y ha sido responsable del departamento de gesti n de la informaci n en Fort Knox. Puede visitar la p gina personal de Brien enwww.brienposey.com.

    Este artículo se actualizó por última vez en noviembre 2012


    Seven signs your smartphone has a virus – Punch Newspapers #best #smartphone #virus #protection


    #

    Seven signs your smartphone has a virus

    As far as you use your phone to surf the Internet, it is vulnerable to being infected with a virus.

    However, quite a large number of people are unconscious of this as they download anything and everything. Unfortunately for them, they do not have any form of protection or antivirus. Hence, some do not know if their smartphone is infected or not.

    Read on to discover the signs that your smartphone has a virus. A virus can destroy your phone and your sensitive information may be stolen. The best shield is to download an antivirus.

    Increased mobile phone charges

    You did not subscribe to anything from your service provider but your phone credit is being deducted almost every second. In fact, you called them to complain but they were unaware of such deductions. This means a malicious app is removing your credit to make fake phone calls and send text messages.

    Slowdown in performance

    We tend to pay more attention to our computer than our phone. Your phone is a mini computer. So, when you notice an unusual slowdown in its functions, it may be a sign of a virus infection.

    Your phone contacts receive weird text messages

    If your contacts call you to talk about a message you did not send, it means a malware has infected your phone. It is attempting to infect your contact’s phone by sending spam texts. You should scan your phone if this happens.

    Unusual data consumption

    For a malicious application to function perfectly, it needs Internet. If your phone is connected, the virus will run uninterrupted. Clearly, the virus is using your data. So, if you notice a weird spike in data usage, it may be a virus. Switch off your data and search for the app consuming the highest amount of data.

    Significant drop in battery life

    Not all battery drains mean the battery is bad or it is time to replace it. It may be that some malicious app is using your battery for certain illegal activities.

    You never downloaded an app but you notice it on your phone. You must have mistakenly clicked a link to automatically download the app. In some cases, you do not need to open the app before the virus infects your phone. You should delete it. In serious situations, you have to format your phone.

    Every time you click a link, an annoying advert pops up or your page is flooded with different adverts, it shows that your phone has a malware or virus.

    Copyright PUNCH.
    All rights reserved. This material, and other digital content on this website, may not be reproduced, published, broadcast, rewritten or redistributed in whole or in part without prior express written permission from PUNCH.

    Two fake blind beggars arrested at Imo varsity

    ICYMI: No ID number, no passport from 2018 — NIS

    Osinbajo redeploys ICPC chair, Ekpo Nta

    Peterside knocks Wike for revoking hotel’s C of O

    Policemen, others stole all movable items in my house – Jonathan


    Anthem offers free credit, ID protection #credit #reference

    #free credit.com
    #

    Anthem offers free credit, ID protection

    Affected customers will be notified ‘in coming weeks,’ but members since 2004 can sign up now for free protections

    Anthem has announced details for customers to sign up for free ID protection and credit monitoring in wake of data breach. (Photo: John Bragg)

    Anthem has announced details for identity repair assistance and credit monitoring services for members dating back to 2004.

    The offer comes in the wake of a data security breach that exposed the personal information of as many as 80 million customers of the Indianapolis-based insurance giant.

    Information on the company’s free, two-year offer was posted this afternoon at AnthemFacts.com .

    For members who do not have Internet access, Anthem has established a telephone line to sign up for the services. The number is (877) 263-7995.

    In a statement today, Anthem said members who have been impacted by the cyber-attack will automatically be enrolled for the services. However, notifications have not been sent. The statement said those notifications should be issued “in the coming weeks.”

    In the meantime, Anthem said, “affected members can start accessing these services prior to receiving a mailed notification from Anthem.” The statement said members can sign up for the services anytime over the next two years, although security experts have urged clients to sign up immediately to protect their identity and credit.

    The free identity protection services provided, according to the statement, include:

    Identity Theft Repair Assistance: Should a member experience fraud, an investigator will do the work to recover financial losses, restore the member’s credit, and ensure the member’s identity is returned to its proper condition. This assistance will cover any fraud that has occurred since the incident first began.

    • Credit Monitoring: At no cost, members may also enroll in credit monitoring, which alerts consumers when banks and creditors use their identity to open new credit accounts.

    Child Identity Protection: Child-specific identity protection services will also be offered to any members with children insured through their Anthem plan.

    Anthem said in the statement that “additional protection is available through credit monitoring services,” but that requires members “to actively enroll because the member must provide their personal information and consent to have their credit monitored.”

    Spanish-speaking members may access information at AnthemInforma.com. or receive assistance in Spanish at 877-263-7995.

    The phone lines will be open until 9 p.m. today.

    From Monday through Feb. 20, the call center will be open extended hours from 9 a.m. to 11 p.m. After that, the hours will be 9 a.m. to 9 p.m. Monday to Saturday.

    Read or Share this story: http://indy.st/1Dplt9E





    Accurate Roofing and Siding – NJ and PA Roofing and Exterior Contractors #certified #roofing #and #siding #contractor #nj #and #pa, #residential #roofing, #richboro #roofing #companies, #commercial #roof #systems, #siding #contractor, #re-siding, #insulated #siding, #accurate #roofing #and #siding #nj, #pa, #roof #replacement, #re-roofing, #roof #repair #experts, #siding #repair, #siding #shakes #and #shingles, #vertical #siding, #decorative #trim, #trim #components, #windows, #doors #trim, #skylight #installation, #siding #replacement, #velux #sun #tunnels, #commercial #skylights, #shake #roof, #certainteed #roof, #owens #corning #roofing, #home #remodeling #shingle #roof, #low #slope #roof, #emergency #roof #and #siding #repairs, #windows #and #doors #replacement, #entry, #patio #doors, #gutters #installation, #gutters #overflowing #solution, #gutters #protection, #professional #roofers, #affordable #local #roofing, #preferred #roofing #contractors, #bbb #member, #roof #maintenance, #chimney #caps #replacement, #chimney #repairs, #exterior #installer, #exterior #remodeling, #decking #and #railing, #roof #warranties, #siding #contractor, #vinyl #siding, #composite #siding #installation, #siding #replacement #estimate, #james #hardie #siding #products, #certain #teed #siding, #gutter #cleaning, #customers #references, #gaf #commercial #roof, #richboro #roofing #companies, #serving #burlington #county, #mercer #county, #middlesex #county, #somerset #county #new #jersey, #bucks #county #pennsylwania, #lawrenceville #nj, #hamilton, #robbinsville #nj, #cranbury #nj, #belle #mead, #allentown, #hightstown #nj, #hopewell, #morrisville, #newtown #pa, #perth #amboy, #piscataway, #trenton, #skillman #nj, #titusville, #stockton, #richboro #pa, #morrisville, #bordentown #nj,


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    Accurate Roofing Siding LLC: Your Roofing Company of Choice

    Commercial And Residential Contractor

    Trust in Accurate Roofing and Siding LLC for all your commercial and residential roofing needs. Since 1987, we have served as complete roofing and exterior systems contractors in New Jersey and Pennsylvania. We are a family-owned and managed company that set high standards from the beginning and built long-term success through hard work.

    Protect your property with roofing systems that are affordable, durable, and flexible! Get dependable roofing services that set the bar among Richboro roofing companies.

    When you choose Accurate Roofing & Siding, you’re ensuring the highest quality materials and craftsmanship for your individual project. We work hard to achieve the best performing roof system and beautiful, customized exterior tailored to your taste and budget. Our team will ensure that your roof will last for years and effectively withstand the test of time.

    Our roofing and siding professionals are highly trained to meet products manufacturer high standards. What sets us apart from other Richboro roofing companies is that we are certified as Owens Corning’s Preferred Contractor and CertainTeed’s Select ShingleMaster. These certifications mean that we are part of a chosen network of roofing professionals selected specifically for their commitment to service, reliability, and unparalleled craftsmanship.

    Premier Products and Warranties

    Hiring professionals certified by a manufacturer can have a big impact on your warranty coverage when compared to non-certified roofing contractors. We can offer longer and better warranties than other roofers in New Jersey and Pennsylvania.

    Accurate Roofing and Siding installs and replace residential and commercial shingle and flat roof systems, and gutters. Vinyl and fiber cement, aluminum siding, stone exteriors, windows, and doors—we offer complete exterior systems installation. Siding exteriors are finished with decorative trim, moulding, and accent details to define your individual style.

    Building a new home or remodeling the existing one is a big investment. As a homeowner you want a beautiful home exterior with a customized look, tailored to your taste and budget. Let Accurate Roofing and Siding help to realize your vision. Call today 1-800-954-7663 (ROOF)

    Testimonials

    Accurate is fantastic. Thomas is very knowledgeable and professional. The work that he and his crew does is top quality. I have had them do the roof and gutters on my house and was so pleased with the work I have called them back to do the flat roof on my garage. Great job all the way around.

    L. Dawson
    Lawrenceville, NJ


    Endpoint Media Encryption and Port Protection #uninstall #symantec #endpoint #protection #password


    Endpoint Media Encryption and Port Protection

    Features

    Set Encryption from Centralized Security Management

    The centralized endpoint security manager allows administrators to set and enforce encryption policy for removable media and devices using algorithms such as AES 256-bit, for maximum data protection. Unique to Check Point, users can securely access encrypted media from unmanaged computers, with no client installation.

    Removable Media Enforcement

    Removable media enforcement maximizes data security by placing a unique digital signature on each encrypted device, informing the user of any unauthorized changes made to stored information. Should any changes be detected, the device will need to be re-authorized before it can be used in the protected environment again.

    Engage and Educate Users with Integrated Check Point UserCheck

    Use Check Point UserCheck™ to actively engage and educate users as they access portable media to identify potential policy incidents as they occur and remediate them immediately.

    The Media Encryption Software Blade is centrally managed by the Endpoint Policy Management Software Blade. enabling central policy administration, enforcement and logging from a single, user-friendly console. Centralized management offers unmatched leverage and control of security policies and multiple deployment options offer easy installation and minimize user impact, for a reduced overall cost of operations.

    Device Access Settings

    The device access settings control access to removable media, devices and ports. Devices can be defined at a granular level by type, brand, size or ID, for maximum data protection. Access to endpoint ports such as USB, FireWire, Bluetooth, WiFi, printer, etc. can be centrally managed.

    Use Check Point UserCheck™ to actively engage and educate users as they access portable media to identify potential policy incidents as they occur and remediate them immediately.

    Administrators can store device activity and file movement logs to a central database, enabling centralized auditing and reporting for easy compliance. Email alerts can be configured to notify administrators about specific events.

    Integrated into Check Point Software Blade Architecture

    The Media Encryption Software Blade is integrated into the Software Blade Architecture. Endpoint Security Software Blades from Check Point bring unprecedented flexibility, control and efficiency to the management and deployment of endpoint security. Choose from six Software Blades to deploy only the protection you need, with the freedom to increase security at any time from a single central management console.

    Learn More


    Identity Theft Protection and Credit Monitoring #free #credit #check #uk

    #how to check your credit score for free
    #

    How Identity Guard Beats the Competition

    How Identity Guard Protects You

    With Identity Guard‚ you have robust tools and services working on your behalf to keep an eye on your most personal information. If certain activity is detected‚ we’ll quickly alert you to it.

    Account Takeover Alerts

    *The scores you receive with Identity Guard® are provided for educational purposes to help you understand your credit. They are calculated using the information contained in your Equifax‚ Experian and TransUnion credit files. Lenders use many different credit scoring systems‚ and the scores you receive with Identity Guard are not the same scores used by lenders to evaluate your credit.

    Credit scores are provided by CreditXpert based on data from the credit reporting bureaus.

    † If you do not cancel your membership within the free trial period, your card will be charged either a monthly or annual fee, depending on the membership plan you choose. You may cancel your membership anytime simply by contacting us .

    **Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group‚ Inc. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms‚ conditions‚ and exclusions of coverage. Coverage may not be available in all jurisdictions.

    ©2015 Intersections Inc. All Rights Reserved.

    Intersections‚ Identity Guard‚ kID Sure, Monitor‚ Protect and Recover‚ and associated designs are trademarks or federally registered trademarks of Intersections Inc.





    Identity Theft Protection Products #free #credit #score #without #credit #card

    #credit protection
    #

    Identify Theft Protection Plans

    Help monitor your credit

    Choose the plan that’s right for you

    Wells Fargo’s optional Identity Theft Protection plans can help you monitor your credit and provide a daily check for inaccuracies that could indicate identity theft. They can alert you to suspicious changes to your credit, such as unauthorized credit account openings. When you purchase a Wells Fargo Identity Theft Protection plan, you’ll be able to:

    • Benefit from daily monitoring of your information from all three major Credit Bureaus.
    • Stay on top of your credit by receiving convenient updates and alerts when certain changes occur.
    • Save time navigating the process with help from Fraud Resolution Representatives if identity theft happens.
    • Access information to help you reduce potential losses by finding out early if identity theft takes place.

    Compare Identity Theft Protection plans

    Help monitor your credit profile with an optional Identity Theft Protection plan. You’ll get access to the tools and support you need such as daily monitoring of your Triple-Bureau (Experian, Equifax and TransUnion) credit activity, timely alerts when certain changes appear in your Credit Report(s), and resources to help you recover from identity theft.

    Compare Identity Theft Protection plans available from Wells Fargo and choose the one that works for you.





    Endurance – Extended Car Warranty Pays for Auto Repairs #endurance, #auto #warranty, #auto #repair #insurance, #extended #coverage, #vehicle #service #contracts, #courtney #hansen, #vsc, #protection #policy, #insurance #plus #endurance, #total #protection, #a+ #bbb, #am #best, #breakdown #insurance, #car #repairs


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    Has your auto warranty expired or is it about to expire? Get Endurance.

    Courtney Hansen saves with
    Endurance Vehicle Service Contracts

    Even the best vehicles break down at some point. And if your car’s warranty expires, you are going to pay for the repairs out-of-pocket. With an Endurance protection plan, commonly referred to as an extended warranty, we pay for your auto repairs and you get to choose the shop, mechanic, or dealership that will repair your car. Remember, insurance only covers you if you are in an accident. Endurance will protect you when the car breaks down. Endurance plus insurance equals total protection!

    Customer Reviews

    • “Whenever my car had a problem, I always got the best service from Endurance. I have had zero problems with the extended warranty I bought from them. In fact, this is the second car I have used their coverage for!”

    Shail G.
    Terre Haute, IN

  • “With a family of five children, our cars are always playing ‘hand-me-down’. But I know each of my cars are covered because an Endurance extended warranty coverage means that your vehicle is fully protected, leaving me worry free. I believe that everyone should protect their car with Endurance.”

    Loretta P.
    Lawrence, KS

  • “I searched a lot of companies that sell auto warranties until my mechanic recommended Endurance. I had a good feeling about them and I was right. I’m on my second claim for my Honda and it’s just as easy as the first one. They have lived up to the great reviews I had read. That’s what I call service!”

    Mark C.
    Madison, WI

    • “I just want to thank everyone at Endurance for all their help when it came to fixing my transmission. A scary situation was made a lot less severe thanks to Steven, Justin, and the rest of the team. Will definitely buy another extended auto warranty from you in the future. I have been extremely satisfied with your company!”

      Jennifer T.
      Clovis, NM

    • “I just purchased my 3rd extended warranty plan from this company and know that I will get the best service available. I could talk with their customer service department for hours. Many thanks and keep up the great work. ”

      Carlos H.
      Trenton, NJ

    • “After a not-so-great experience with a different company, I have to say that Endurance knocks it out of the park. My roadside assistance has come in handy so many times, that this service alone is well worth the price of the vehicle service contract !”

      Alexis H.
      Ft. Lauderdale, FL

      Our 30-Day Guarantee

      At Endurance. finding the right coverage plan for you and your trusted vehicle is our top priority. Countless drivers are already enjoying the total protection that we offer but we would like you to experience it as well firsthand. We are so sure that you will be satisfied with our coverage, that we offer a full refund for up to 30 days after your purchase. With our 30-day money back guarantee there are no risks, no obligations, just reliable coverage we know you will love!

      Not currently an Endurance Customer?


    Best DDoS Protection #anti #ddos, #best #ddos #protection, #distributed #denial #service, #ddos #attack, #ddos #attacks, #ddos #protection


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    The world’s most affordable DDOS protection!

    • DDOScube is one of the world’s cheapest, simplest, yet most powerful VPN IP based DDOS (Distributed Denial Service) protection. Just connect the VPN, change the DNS, then you will be fully protected from any DDOS attack!
    • All of our IPs can sustain 250Gbps or 250Mpps DDOS attack from anywhere in the world! It doesn’t matter if the DDOS is Layer-3, Layer-4, Layer-7, SMURF, or any known TCP/UDP attack, DDOScube is the ultimate DDOS stopper! DDOScube is the best DDOS protection you can find!
    • DDOS attacks are cheap – DDOS protection should be cheaper!

    Test it to the max before you pay!

    • We want you to have full confidence in our product before you pay! Test our product as much as you want within a 24-hr period and contact us if you need more time! Here is how.
    • Reminder: we have 2 VPN HUBs: one in North America and one in Central Europe. Make sure you test the download and PING speed to choose the fastest one.

    About firewall add-on service

    • Due to the nature of VPN connection, all ports on your device can be accessed from the internet once the connection to our HUB is established, even if your device was originally behind physical firewall.
    • We have the world’s most powerful firewall system! With an extra $2.99 per month, we will setup as many as 20 rules for you.

    DDOScube is designed to protect legitimate businesses and business practices. We have zero tolerance for any child pornography, pornography, phishing, spam, hacking, attacking, or hosting pirated contents. If we find out or receive reports on such use of our services, we will suspend/cancel/terminate your service without refund, and we reserve the right to pursue legal action against violators.

    PPTP is not considered the most secure tunneling protocol, but it is very simple and widely supported among all devices; it is also very efficient with relatively high throughput and low latency.

    The encrypt-decrypt process creates huge overhead for CPU to process. In some real-world applications, a 100M connection can only reach 20-30M when encryption is on; however, if we disable PPTP encryption, we have seen results of 60-80M. For all our single IP packages (Home, Professional and Business), we have decided to disable encryption to achieve higher throughput from our VPN hub to your device.

    When the content of the VPN tunnel is open and doesn’t require high security, PPTP without encryption becomes the perfect protocol for DDOScube to use to assign an anti DDOS (Distributed Denial of Service) IP address to your device.

    If you need highly secured VPN protocol, you can order our “Enterprise” package, which supports all known VPN types.

    Test the best DDOS protection on earth: except for our “Enterprise” package (with a $199 setup fee), all other packages automatically start with a 24-hr free trial after your order passes through our verification process – even before you pay for the order! You can test the overall performance and anti DDOS function and make sure all your services are working flawlessly with our products. You can also create a ticket with detailed reasons for an extension. We are willing to work with you towards any new applications, and your ticket will be automatically prioritized.

    If you are not satisfied in any way, simply leave the invoice unpaid and your account will automatically closed after 24 hrs.

    We manually verify all new orders. Please read this carefully if you want your order to pass smoothly:

    1) We verify the ordering IP address: please disconnect any VPNs to show your true IP location when you place your order.

    2) We verify the ordering email address: please make sure the email address you use has traces to lead to your real name, address, etc.

    3) We need a color photo ID showing your name and address provided by the government of your state or country. The ordering IP location must in the same city as your physical address.

    4) We need a full, un-blackened, un-altered utility statement (gas/phone/bank/water bill) no older than 3 months showing your name and address that match your photo ID.

    5) If you use a credit card, please take a picture of your credit card showing the first 4 and last 4 digits of your credit card number, expiration date, and your full name.

    Due to the high order volume, please allow 48-72 hrs for the regular verification process. If you wish to have priority service, we’ll charge a onetime $4.99 nonrefundable fee to upgrade your verification request to our priority list. The priority verification process takes 2-4 hrs.

    *If you are under attack now, we suggest you pay $4.99, this will speed up all our process drastically.

    DDOScube provides free 24/7 ticket support for only our products and related VPN issues. Tickets must be created inside our support system – we do not accept support emails, chats, nor calls. You must create support tickets for any other network, service, or application issues you want us to investigate or assist, but we reserve the right to refuse support.

    Due to the high support volume, please allow 48-72 hrs of response time for any regular ticket. If you wish to have priority service, we’ll charge a onetime $1.99 nonrefundable fee per ticket to upgrade your ticket to our priority support list. The priority tickets have an everage 1-2 hrs responce time.

    All tickets from the “Enterprise” package will automatically have priority status.

    *We don’t guarantee resolve or xx% satisfaction on any of our tickets, paid or unpaid.

    Our SLA has a 99.9% uptime guarantee, which means downtime is limited to 43 minutes per month. You are entitled to refund for any downtime exceeding the 43-minute limit. The refund calculates at 10% per hour of your monthly unit price (excluding tax) incremental to the maximum of 200% of your monthly unit price. Starting from the 44th minute of downtime caused by our service, you are entitled for a refund of 10% of the monthly unit price until the downtime reaches 20 hrs. The refund maxed out at 21st hr of downtime.

    You must open tickets to claim this refund.


    The Best Credit Card Fraud Protection Plans #credit #score.com

    #credit card protection
    #

    Other People Are Reading

    Lifelock

    Lifelock was tops in the news when their chairman and CEO, Todd Davis, published his social security number in a bid to prove that his company’s service offered ironclad protection against identity theft, which can be one of the results of credit card fraud. For $10 a month, this company promises to protect consumers, offering a $1 million pay-out if your identity is stolen. Davis did not pay himself when someone opened up a payday loan account in his name, as reported in the May 24, 2008 issue of The New York Times. While this service is good, you don’t need to make it easy for thieves to steal your identity.

    GEICO

    The company who has brought to the world a talking gecko, cavemen and other assorted characters in a bid to sell their insurance products offers a consumer protection plan as well. Three plan levels are available and include copies of your credit scores and credit reports, with restoration services, emergency cash and identity monitoring and other services made available for more comprehensive plans.

    American Express

    If you have an American Express card you are already covered by their consumer protection plan at no extra cost to you. Their Identity Theft Assistance program gives you access to operators around the clock who can take action at once. Unlike other cards where you may be responsible for the first $50 of fraud, American Express has you covered.

    Equifax

    Along with Trans Union and Experian, Equifax is one of the three credit reporting bureaus that monitor your credit. When you enroll in their ID Patrol plan, Equifax will keep tabs on all three of your credit reports and provide alerts to you in the event key changes are made to your credit. You also gain access to credit repair specialists and have a $1 million theft insurance policy to back you up.

    Visa

    Similar to American Express, Visa offers a consumer protection plan to cardholders in their network for no extra charge. Cardholders have all of their expenses covered by Visa and have access to a panel of trained volunteers who can help you in the event of identity theft.





    Compare Cheap Car Insurance Quotes #chill #insurance, #chill.ie, #chill #insurance #ireland, #car #insurance, #home #insurance, #travel #insurance, #life #insurance, #business #insurance, #mortgage #protection, #van #insurance, #gadget #insurance, #school #insurance, #motor #insurance, #house #insurance, #insurance #ireland, #car #insurance #ireland #


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    We compare 14 different insurers to get you the best quote!

    Great motor insurance deals. Compare companies in just two minutes flat. Instant cover available.

    We talk to the leading insurers to get you the car insurance cover you need. Whether you’re a new driver eager to get on the road or a seasoned pro looking to save, we’re here to help. With Chill Insurance, you can get a quote in two minutes flat, and with instant cover available, you can be on your way in no time.

    We talk to the leading insurers to get you the car insurance cover you need. Whether you’re a new driver eager to get on the road or a seasoned pro looking to save, we’re here to help. With Chill Insurance, you can get a quote in two minutes flat, and with instant cover available, you can be on your way in no time.

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    Whether you’re looking for buildings insurance or contents cover, it’s our business to make sure that you get the most for your money. Getting a home insurance quote with Chill Insurance is quick and simple. Once you’ve selected the right cover for you, you can put your feet up and relax. We’ll do the rest.

    Whether you’re looking for building insurance or contents cover, it’s our business to make sure that you get the most for your money. Getting a home insurance quote with Chill Insurance is quick and simple. Once you’ve selected the right cover for you, you can put your feet up and relax. We’ll do the rest.

  • Chill Money takes the hassle out of getting a loan. Apply online in minutes, get approved and have your money the next day. Simple.

    We compare different insurance companies to get your business the best deal on its insurance premium.

    If you’re a business owner, you’ve no doubt got a million and one things on your to-do list. We can help you tick getting ‘business insurance’ off your list by searching the biggest providers of business insurance in Ireland for you. Our team of experts are here to help get you the best price available.

    If you’re a business owner, you’ve no doubt got a million and one things on your to-do list. We can help you tick getting ‘business insurance’ off your list by searching the biggest providers of business insurance in Ireland for you. Our team of experts are here to help get you the best price available.

    Find cheap cover for your commercial vehicle by comparing lots of insurance providers in just a few clicks.

    Searching for a cheap policy for your commercial vehicle doesn’t have to be a hassle or take time. In just a few clicks, we can help you look for the most competitive van quote on the market. No matter what level of cover you need, Chill Insurance can get you a quote from the leading van insurers in Ireland.

    Searching for a cheap policy for your commercial vehicle doesn’t have to be a hassle or take time. In just a few clicks, we can help you look for the most competitive van quote on the market. No matter what level of cover you need, Chill Insurance can get you a quote from the leading van insurers in Ireland.

    Up to 10% off on certain mortgage protection policies. Choose from insurers with excellent benefits.

    Choosing the right life insurance policy can be a difficult decision. Whether you’re looking for mortgage protection, specified illness or personal life cover we can provide you information from some of the most trusted insurers on the market to help find you the best policy to suit you and your loved ones.

    Choosing the right life insurance policy can be a difficult decision. Whether you’re looking for mortgage protection, specified illness or personal life cover we can provide you information from some of the most trusted insurers on the market to help find you the best policy to suit you and your loved ones.

    Insurance News

    Your Home Your Choice

    Some home owners may find it convenient to take out mortgage protection insurance with their mortgage lender – but there can be pitfalls.

    Tips For Start-up Businesses

    If you are a start-up company owner you may have ambitions to become a well established brand or organisation. Our blog provides tips that may help get your company off the ground.

    Car Maintenance Tips

    As we begin planning for the summer, it’s important not to forget that your car also needs preparation. We take a look at some car maintenance tips to help get your car ready for summer.


  • Data Protection Act 1998 – Which? Consumer Rights #data #protection #act, #data #protection #act #1998, #data #protection #act #summary #


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    Data Protection Act

    Collecting your personal data

    When you buy goods and services, or sometimes even just visit a website, the organisations you deal with may collect information and data about you.

    This might include your name; address; and date of birth. This type of data, which is capable of identifying a living individual, is called ‘personal data’.

    Organisations may even include things like the school you went to, the job you do, details about your partner or family or the sorts of things you view or buy online.

    Like it or not, many organisations, including councils, hospitals, travel companies, banks and supermarkets hold data about you.

    What personal data can you access?

    You have a right to know what personal data companies hold about you. Asking for this personal data is known as making a “subject access request”.

    Under the Data Protection Act 1998 (“Data Protection Act”), companies must let you know what information is held about you, whether it is on computers or on paper. Companies are allowed to withhold certain information from you, for example:

    • If the information could identify someone else who does not want to be identified, and it would not be reasonable to disclose that information to you
    • If you are being investigated for a crime, or in connection with taxes, and the investigation would be prejudiced if you had access to the information

    If you wish to make a subject access request, you must do so in writing, but there is no particular format: you can simply write to or email the organisation and ask it to provide all of the information about you it is required to disclose under the Data Protection Act. Organisations are allowed to charge you a fee of up to £10 for responding to your subject access request, and they must reply within 40 days.

    Changing inaccurate information

    If you discover that an organisation holds inaccurate information about you, for example, it says that you are married when you are now divorced, you can ask it to correct, block or remove the information.

    You will need to write to the organisation and tell them of the inaccuracy, including proof where possible.

    If you do not get a reply or the information is still wrong, you may wish to contact the Information Commissioner’s Office (www.ico.org.uk) and ask them to consider whether the organisation has breached the Data Protection Act. The Information Commissioner’s Office (also known as the ICO) is the UK’s independent authority set up to uphold information rights in the public interest. It has a useful tool on its website which guides you through your complaint options.

    Stopping your information being used

    The Data Protection Act gives you the right to ask an organisation not to hold or use information about you that causes you substantial unwarranted damage or distress.

    If you do this, the organisation has 21 days to respond to your request, and can refuse only if the information that it holds about you is:

    • necessary to agree or carrying out a contract which you have entered into
    • necessary to carry out any legal obligation that applies to the organisation
    • necessary to protect your vital interests

    If you think that an organisation has breached the Data Protection Act then under Section 42 of the Data Protection Act you can make a complaint to the ICO.

    Stopping unwanted direct marketing

    You have a right to ask companies to stop unwanted direct marketing – whether it is by phone, post or email.

    Most companies keeping personal information about you will give you the chance to opt out of direct marketing.

    If you ask it not to use or pass on your information for direct marketing purposes it must not do so.

    there are generally two things you can do if you are a private individual receiving unsolicited marketing information through the post (junk mail):

    • You can register your details with the Mail Preference Service. Although it is not a legal obligation for Data Controllers to check the MPS before sending junk mail most reputable organisations will do so.
    • You can exercise your right to ‘prevent processing of your personal data for Direct marketing Purposes’ (section 11 of the Data Protection Act). You can use our template letter to issue a Section 11 Notice.

    If you continue to receive junk mail from a company after asking to be removed from its mailing list you should contact the ICO.

    The ICO is the UK’s independent authority set up to uphold information rights in the public interest. It has a useful tool on its website which guides you through your complaint options.

    Companies’ responsibilities

    Under the Data Protection Act, anyone who processes personal information must make sure that the information is (amongst other things):

    • adequate, relevant and not excessive
    • processed fairly and lawfully
    • obtained only for one or more specified and lawful purposes, and not further processed in any manner incompatible with that purpose or those purposes.
    • accurate and up to date
    • processed in accordance with the rights of data subjects under the Data ProtectionAct
    • kept for no longer than is necessary
    • secure (i.e. measures should be taken against unauthorised or unlawful processing of personal data and against accidental loss or destruction of, or damage to, personal data).
    • not transferred to other countries unless that country has adequate protection for personal data

    spread the word


    NASA Federal Credit Union – Credit Protection Options #how #to #apply #for #a #credit #card #with #no #credit

    #credit protection
    #

    CREDIT PROTECTION

    Play it Safe with Credit Protection

    Whether you re taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen life happens. Help play it safe with Credit Protection, a voluntary loan-payment protection product. Credit Protection helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements help ease the enrollment process.

    If a protected life event happens to you (and you re a protected borrower or co-borrower on the loan, Credit Protection will cancel or waive your loan payment(s), up to the contract maximums. Help lessen your worries, and your family s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:

    • Loss of life, including those caused by acts of war
    • Disability, including those caused by acts of war
    • Involuntary unemployment

    Call the Lending Department at 1-888-NASA-FCU (627-2328) and ask about protecting your loans, today.

    Your purchase of Credit Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Credit Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.





    Anthem offers free credit, ID protection #credit #card #protection

    #free credit.com
    #

    Anthem offers free credit, ID protection

    Affected customers will be notified ‘in coming weeks,’ but members since 2004 can sign up now for free protections

    Anthem has announced details for customers to sign up for free ID protection and credit monitoring in wake of data breach. (Photo: John Bragg)

    Anthem has announced details for identity repair assistance and credit monitoring services for members dating back to 2004.

    The offer comes in the wake of a data security breach that exposed the personal information of as many as 80 million customers of the Indianapolis-based insurance giant.

    Information on the company’s free, two-year offer was posted this afternoon at AnthemFacts.com .

    For members who do not have Internet access, Anthem has established a telephone line to sign up for the services. The number is (877) 263-7995.

    In a statement today, Anthem said members who have been impacted by the cyber-attack will automatically be enrolled for the services. However, notifications have not been sent. The statement said those notifications should be issued “in the coming weeks.”

    In the meantime, Anthem said, “affected members can start accessing these services prior to receiving a mailed notification from Anthem.” The statement said members can sign up for the services anytime over the next two years, although security experts have urged clients to sign up immediately to protect their identity and credit.

    The free identity protection services provided, according to the statement, include:

    Identity Theft Repair Assistance: Should a member experience fraud, an investigator will do the work to recover financial losses, restore the member’s credit, and ensure the member’s identity is returned to its proper condition. This assistance will cover any fraud that has occurred since the incident first began.

    • Credit Monitoring: At no cost, members may also enroll in credit monitoring, which alerts consumers when banks and creditors use their identity to open new credit accounts.

    Child Identity Protection: Child-specific identity protection services will also be offered to any members with children insured through their Anthem plan.

    Anthem said in the statement that “additional protection is available through credit monitoring services,” but that requires members “to actively enroll because the member must provide their personal information and consent to have their credit monitored.”

    Spanish-speaking members may access information at AnthemInforma.com. or receive assistance in Spanish at 877-263-7995.

    The phone lines will be open until 9 p.m. today.

    From Monday through Feb. 20, the call center will be open extended hours from 9 a.m. to 11 p.m. After that, the hours will be 9 a.m. to 9 p.m. Monday to Saturday.

    Read or Share this story: http://indy.st/1Dplt9E





    Compare small business insurance quotes #business #loan #protection #insurance


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    Business insurance

    Building your business cover

    Public liability insurance is a key cover for many businesses, small and large, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

    If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

    Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client.

    Sorting your finances

    We lead in small business insurance, and our partners over at Aldermore Bank are the experts in business financing. Together, we’re able to offer clever solutions for factoring. invoice discounting and other boosts to your business development. Take a look at our finance section for all things cashflow.

    Why get business cover?

    If you employ people, you’re legally obliged to take out employers’ liability insurance. Most businesses aren’t required to take out any other cover, meaning it’s up to you to decide what’s sensible for your line of work. However, business insurance is one of the most effective ways to maintain a stable, safe workplace and income stream. Here are a few reasons why:

    • Cover like public liability is used and relied on by thousands of businesses in the UK. It’ll protect you from expensive claims for the smallest slip-ups
    • Business insurance can be essential for securing contracts with clients – so check what’s needed and we’ll help you arrange cover
    • Lots of trade bodies will demand that their members are insured for certain things, such as professional indemnity. Whatever they require, we’ll help you get started
    • Additional covers like protection for stock. business interruption. equipment. contents and buildings can also be essential, should you hit a crisis that threatens your trade. So try and weigh up the potential risks, and decide what’s important to your business

    Bureau of Consumer Protection #credit #bureau #fraud #alert

    #credit bureau report
    #

    Bureau of Consumer Protection

    The FTC’s Bureau of Consumer Protection stops unfair, deceptive and fraudulent business practices by collecting complaints and conducting investigations, suing companies and people that break the law, developing rules to maintain a fair marketplace, and educating consumers and businesses about their rights and responsibilities.

    Featured

    Fighting Scams and Fraud

    Additional Information

    Tips and Advice for Consumers

    Want to order a copy of your free credit report? Or find out how to get a refund for a defective product? Maybe you’re shopping for a car, or investigating a money-making opportunity. The Bureau of Consumer Protection provides tips and advice about money and credit, homes and mortgages, health and fitness, jobs and making money, and privacy and identity.

    Getting Refunds for Consumers

    The FTC sues companies that make deceptive claims about their products or services. These lawsuits sometimes result in refunds for the people affected. Want more information about the FTC’s refunds program? Take a look at recent FTC cases that resulted in refunds .

    Resources for Consumer Advocates

    BCP Business Guidance

    BCP’s Business Center provides plain language guidance to help businesses understand their responsibilities and comply with the law. Browse by topic — Advertising Marketing, Credit Finance, Privacy Security — or by industry to find what you need.

    Bureau of Consumer Protection Offices

    Eight divisions and eight regional offices make up the Bureau of Consumer Protection. Find out how each office contributes to the Bureau’s mission.

    Office of Technology Research and Investigation





    Topic: Inmate Programs & Treatment #ratings, #effectiveness, #what #works, #evidence-based #programs, #best #practices, #faq, #glossary, #research, #ojp, #office #of #justice #programs, #programs, #nominate, #results, #evidence #rating, #researchers, #corrections, #reentry, #capital #punishment, #community #corrections, #drug #testing, #electronic #monitoring, #parole, #probation, #residential #reentry #centers, #halfway #houses, #corrections #management, #facilities, #recruiting, #retention, #safety, #screening, #assessment, #officer #stress, #training, #tribal, #youth #detention, #criminal #record #systems, #equipment, #technology, #families #of #prisoners, #inmates, #offenders, #inmate #programs, #inmate #treatment, #pretrial #detention, #pretrial #supervision, #recidivism, #release, #sex #offenders, #courts, #adjudication, #appeals, #defense, #dispositions, #diversion, #evidence, #court #security, #court #personnel, #prosecution, #sentencing, #sanctions, #problem-solving #courts, #drug #courts, #domestic #violence #courts, #dui #courts, #family #courts, #juvenile #courts, #mental #health #courts, #trials, #tribal #courts, #crime, #crime #prevention, #campus #crime, #school #crime, #community #crime #prevention #strategies, #drug #and #alcohol #crime #and #offenses, #fraud, #gangs, #hate #crime, #human #trafficking, #internet #crime, #electronic #crime, #justice #systems, #organized #crime, #property #crime, #public #order #offenses, #sex-related #crime, #terrorism, #mass #violence, #violent #crime, #carjacking, #child #abuse, #domestic #violence, #gun #violence, #rape, #sexual #assault, #robbery, #burglary, #drugs, #substance #abuse, #disposal, #drug #prevention, #drug #education, #illegal #substances, #legal #substances, #alcohol, #inhalants, #drug #treatment, #juveniles, #children #exposed #to #violence, #child #protection, #child #health, #juvenile #delinquency, #delinquency #prevention, #disproportionate #minority #contact, #girls, #juvenile #detention, #juvenile #courts, #juvenile #offenders, #risk #factors, #protective #factors, #schools, #tribal #youth, #youth #gangs, #law #enforcement, #arrests, #domestic #emergencies, #information #systems, #intelligence, #investigations, #mental #health #screening, #multi-jurisdictional #task #forces, #operations, #policing #strategies, #profiling, #tribal #policing, #use #of #force, #technology, #forensics, #equipment #standards, #equipment #testing, #dna, #crime #laboratories, #technologies, #victims, #victimization, #civil #legal #remedies, #crisis #intervention, #response, #faith-based #services, #community-based #services, #financial #recovery, #health, #mental #health, #restorative #justice, #victim #rights, #victim #services


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    Second Chance Act Offender Reentry Demonstration Projects – Final Implementation Lessons Learned: Factors that Facilitate Successful Program Implementation and Positive Client Outcomes. NIJ-Sponsored, February 2017
    PDF

    Second Chance Act Adult Offender Reentry Demonstration Projects – Perceived Successes and Sustainability Strategies. NIJ-Sponsored, February 2017
    PDF

    Impact of Incarceration on Families: A Single-Jurisdiction Pilot Study Using Triangulated Administrative Data & Qualitative Interviews. NIJ-Sponsored, February 2017
    PDF

    The Importance of a Holistic Safety, Health, and Wellness Research Program. NIJ, January 2017
    PDF HTML

    Creating a Culture of Safety: Sentinel Event Reviews for Suicide and Self-Harm in Correctional Facilities. NIJ-Sponsored, December 2016
    PDF

    Questions and Answers

    Are programs available to assist females upon their release from incarceration?
    See Answer

    Where can I find information on sex offender treatment programs?
    See Answer